---
description: Learn more about Apple Pay price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Apple Pay Cost & Reviews - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [Apple Pay](/software/212840/apple-pay)

# Apple Pay

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> Cloud-based secure digital wallet application designed for payment processing, sales tracking, processing returns, and more
> 
> Verdict: Rated **4.7/5** by 852 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 852 Reviews |
| Ease of Use | 4.8/5 | Based on overall reviews |
| Customer Support | 4.5/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.7/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Apple

## Commercial Context

- **Pricing model**: Per Feature
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- Digital Wallet

## Support Options

- Email/Help Desk
- Phone Support
- Chat

## Category

- [Mobile Banking Software](https://www.capterra.com.au/directory/10063/mobile-banking/software)

## Alternatives

1. [Remitly](https://www.capterra.com.au/software/1016819/remitly) — 2.3/5 (84 reviews)
2. [Papara](https://www.capterra.com.au/software/1013310/papara) — 5.0/5 (2 reviews)
3. [Stocard](https://www.capterra.com.au/software/1016799/stocard) — 4.9/5 (42 reviews)
4. [Albert](https://www.capterra.com.au/software/1025494/albert) — 4.7/5 (6 reviews)
5. [WWS Mobile](https://www.capterra.com.au/software/181668/wws-mobile-mobile-banking-software) — 4.7/5 (17 reviews)

## Reviews

### "Apple Pay - Smile and Tap (as their slogan says)\!" — 5.0/5

> **Sunil** | *22 November 2024* | Nonprofit Organization Management | Recommendation rating: 9.0/10
> 
> **Pros**: User-friendly, robust security, and privacy features\!
> 
> **Cons**: Sometimes, technical glitches force you to use physical cards.
> 
> Overall, Apple Pay is preferred over anything else due to its robust features and security\!

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### "Convenient, quick and secure payment options\!" — 5.0/5

> **Paige** | *19 September 2024* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: Incorporating ApplePay to my business was awesome. I could easily give multiple employees access to the one business card and I like that ApplePay has great security. Also allows them to make bigger purchases without the need for a pin like with the physical card. My customers love having this option to pay as well for convenience and ease.
> 
> **Cons**: If the client or employee’s phone runs out of battery, they don’t have access to this payment option. This would be more of a concern for people who offer services that take multiple hours and must be performed on-site - for me, I haven’t experienced this issue as of yet. If employees have access to the business card via ApplePay, there is room for an accidental charge if they use ApplePay in their personal lives too.

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### "Fast, Secure, and Convenient Mobile Payment Solution" — 5.0/5

> **Swetha** | *31 May 2026* | Automotive | Recommendation rating: 9.0/10
> 
> **Pros**: Apple Pay is extremely easy to use and makes payments fast and convenient. The setup process is straightforward, and I can securely make purchases online, in apps, and at stores without carrying physical cards. The integration with the Apple ecosystem is seamless, and Face ID or Touch ID adds an extra layer of security while keeping transactions quick.
> 
> **Cons**: Not every merchant accepts Apple Pay, especially some smaller businesses. Occasionally, there can be issues with card verification when adding a new card, and customer support for payment-related issues may involve both Apple and the card issuer, which can sometimes be confusing.

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### "Id choose apple pay all day \!\!" — 5.0/5

> **Jessica** | *20 June 2026* | Consumer Services | Recommendation rating: 10.0/10
> 
> **Pros**: I like how easy it is to transfer money from any card to the application. That actually surprised me because it is easier than PayPal or cash app
> 
> **Cons**: The only thing I didn't like was the ten dollar minimum transfer requirement which leaves anything under ten bucks at bay in the account

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### "Not worth the hassle." — 3.0/5

> **Desiree** | *4 February 2026* | Mental Health Care | Recommendation rating: 4.0/10
> 
> **Pros**: Easy to use. Was very simple to add the payment method to some of my bill accounts. Keeps track of all in app purchases. It's a cheap option to pay for app purchases and for many other purchases.
> 
> **Cons**: Customer support is awful. I had money taken from an app that I didn't give permission to do so. Getting a refund was the hardest thing ever. I kept getting bounced from here to there and told they couldn't do anything again and again. Finally after a long time of communication it was fixed but only because i didn't stop pushing for it to be fixed. Also obviously it will take money that you didn't give it permission to take.
> 
> Not great. I barely use it in less it's for an apple specific purchase anymore. I would caution that customer support isn't going to be helpful or kind.

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## Links

- [View on Capterra](https://www.capterra.com.au/software/212840/apple-pay)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/software/212840/apple-pay> |
| de-AT | <https://www.capterra.at/software/212840/apple-pay> |
| de-CH | <https://www.capterra.ch/software/212840/apple-pay> |
| en | <https://www.capterra.com/p/212840/Apple-Pay/> |
| en-AE | <https://www.capterra.ae/software/212840/apple-pay> |
| en-AU | <https://www.capterra.com.au/software/212840/apple-pay> |
| en-CA | <https://www.capterra.ca/software/212840/apple-pay> |
| en-GB | <https://www.capterra.co.uk/software/212840/apple-pay> |
| en-IE | <https://www.capterra.ie/software/212840/apple-pay> |
| en-IL | <https://www.capterra.co.il/software/212840/apple-pay> |
| en-IN | <https://www.capterra.in/software/212840/apple-pay> |
| en-NZ | <https://www.capterra.co.nz/software/212840/apple-pay> |
| en-SG | <https://www.capterra.com.sg/software/212840/apple-pay> |
| en-ZA | <https://www.capterra.co.za/software/212840/apple-pay> |
| es | <https://www.capterra.es/software/212840/apple-pay> |
| es-AR | <https://www.capterra.com.ar/software/212840/apple-pay> |
| es-CL | <https://www.capterra.cl/software/212840/apple-pay> |
| es-CO | <https://www.capterra.co/software/212840/apple-pay> |
| es-CR | <https://www.capterra.co.cr/software/212840/apple-pay> |
| es-DO | <https://www.capterra.do/software/212840/apple-pay> |
| es-EC | <https://www.capterra.ec/software/212840/apple-pay> |
| es-MX | <https://www.capterra.mx/software/212840/apple-pay> |
| es-PA | <https://www.capterra.com.pa/software/212840/apple-pay> |
| es-PE | <https://www.capterra.pe/software/212840/apple-pay> |
| fr | <https://www.capterra.fr/software/212840/apple-pay> |
| fr-BE | <https://fr.capterra.be/software/212840/apple-pay> |
| fr-CA | <https://fr.capterra.ca/software/212840/apple-pay> |
| fr-LU | <https://www.capterra.lu/software/212840/apple-pay> |
| it | <https://www.capterra.it/software/212840/apple-pay> |
| nl | <https://www.capterra.nl/software/212840/apple-pay> |
| nl-BE | <https://www.capterra.be/software/212840/apple-pay> |

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