--- description: Learn more about Square Virtual Terminal price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Square Virtual Terminal Cost & Reviews - Capterra Australia 2026 --- Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/31089/mobile-credit-card-processing/software) > [Square Virtual Terminal](/software/190305/square-payments-processing) # Square Virtual Terminal Canonical: https://www.capterra.com.au/software/190305/square-payments-processing Page: 1 / 3\ Next: [Next page](https://www.capterra.com.au/software/190305/square-payments-processing?page=2) > Accept every payment quickly, easily, and securely with Square Payments. > > Verdict: Rated **4.7/5** by 36 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Square Virtual Terminal? From a one-person shop just starting out, to an enterprise scaling their operations, Square works for every type of business. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 36 Reviews | | Ease of Use | 4.8/5 | Based on overall reviews | | Customer Support | 4.1/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Per Feature (Free version available) - **Pricing Details**: Square Virtual Terminal charges a processing fee of 3.5% + 15¢ per transaction for typed-in payments \& 2.6% + 10¢ per transaction for swiped payments. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - Billing & Invoicing - Credit Card Processing - Debit/Credit Card Processing - Electronic Payments - In-Person Payments - Mobile Card Reader - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations ## Integrations (5 total) - Google Sheets - Microsoft Excel - QuickBooks Money - Square Invoices - Square Point of Sale ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Mobile Credit Card Processing Software](https://www.capterra.com.au/directory/31089/mobile-credit-card-processing/software) ## Related Categories - [Mobile Credit Card Processing Software](https://www.capterra.com.au/directory/31089/mobile-credit-card-processing/software) - [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software) ## Alternatives 1. [Square Payments](https://www.capterra.com.au/software/170278/square-payments-processing) — 4.7/5 (2672 reviews) 2. [Stripe](https://www.capterra.com.au/software/123889/stripe) — 4.6/5 (3309 reviews) 3. [PayPal Point of Sale](https://www.capterra.com.au/software/171165/paypal-here-app) — 4.6/5 (2290 reviews) 4. [360 Payments](https://www.capterra.com.au/software/177326/360-payments) — 4.7/5 (35 reviews) 5. [SumUp](https://www.capterra.com.au/software/170673/sumup-air) — 4.5/5 (1470 reviews) ## Reviews ### "My thoughts on Square Virtual Terminal" — 5.0/5 > **Heather** | *24 July 2024* | Hospitality | Recommendation rating: 10.0/10 > > **Pros**: The fact that it has no monthly fees, makes it more affordable for small businesses or businesses just getting started. > > **Cons**: The customer support is good Don't get me wrong, but it can be timely especially during peak hours. > > While Square Virtual Terminal's transaction costs and customization choices may be better, it provides a flexible, secure, and user-friendly alternative for handling payments and business activities. ----- ### "Square Review" — 5.0/5 > **YOlanda** | *31 March 2025* | Hospital & Health Care | Recommendation rating: 9.0/10 > > **Pros**: The ease of making payments to vendors for services received. > > **Cons**: I have no issues with this product, it has been great to use when available. ----- ### "Square Virtual Terminal" — 5.0/5 > **Robert** | *15 July 2021* | Printing | Recommendation rating: 10.0/10 > > **Pros**: I can run a customers credit card via mobile app or online in a web browser\! Just pull up an invoice and slect payment method\!\! EASY\!\! > > **Cons**: Nothing... I've been using it for years, and with each new feature they add it does more and more for you\!\! > > I can create an invoice for a job, and take payment right there\!\! Comes in handy on the mobile app\! ----- ### "Great product, but needs work" — 4.0/5 > **Anonymous User** | *13 April 2022* | Retail | Recommendation rating: 8.0/10 > > **Pros**: The product is very easy to use and the interface is user-friendly. Square makes it very easy to accept payments in multiple formats including the chip-reader, swipe attachment, and the terminal. > > **Cons**: I am constantly having issues with the connection and the card reader not working. I know Square has an option to accept payments when offline, but I don't have confidence in accepting high-dollar payments with this feature. I've been to several events where multiple vendors around me are also facing the same issue. > > I really like the product, ease of use, and portability, however, the connection issues are really a deterrent. Regarding online payments, I think the product is great for an e-commerce store. However, when you're at an event, whether it's on secured wi-fi or mobile data, the connection is really flakey. ----- ### "Square for us is a dare" — 3.0/5 > **Jason** | *8 August 2020* | Retail | Recommendation rating: 5.0/10 > > **Pros**: I liked their software easy to use and setup pos system and easy to program inventory and design > > **Cons**: The hidden fees, expensive hardware, and non support for e-commerce solutions for online retail and non square customers. You must buy their expensive hardware and software monthly fees and maintenance fees and high transaction fees vs a standalone like paypal with no fees and all customers welcome > > I have had a neutral experience with square, i had many problems that didn't meet our bussiness needs but they fixed everything and i returned everything and switched to paypal so i cant really complain to much ----- Page: 1 / 3\ Next: [Next page](https://www.capterra.com.au/software/190305/square-payments-processing?page=2) ## Links - [View on Capterra](https://www.capterra.com.au/software/190305/square-payments-processing) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data