Plaid

Agrxis Review on Plaid

Comments: I have found Plaid to be an outstanding platform overall, and it has considerably improved my ability to manage my finances. It is tremendously straightforward to view and evaluate my financial data in real time because to the smooth interface with numerous financial institutions. My time and effort have been greatly reduced by how simple it was to link my bank accounts, credit cards, and other financial accounts. I've been able to obtain a deeper understanding of my spending habits and make wiser financial decisions because to Plaid's thorough transaction information and classification. Additionally, I have peace of mind knowing that Plaid has put in place strong security measures to protect my data. A great user experience is also aided by the user-friendly interface and intuitive design.

Pros:

I have been amazed by Plaid's powerful and dependable financial data connection capabilities. As a result of the platform's smooth interaction with numerous financial institutions, I can quickly get and examine banking data. Real-time data access, which offers accurate and up-to-date insights into my financial activity, is one of the features I value most. I feel secure knowing that my financial information is secure because to Plaid's security safeguards. In addition, integrating Plaid into my own applications has been a breeze thanks to the developer-friendly APIs and documentation. The Plaid support staff has been accommodating and supportive, swiftly responding to any questions or concerns.

Cons:

Although Plaid offers useful capabilities for integrating financial data, there have been a few elements that I haven't found to be as positive in my experience. The data I got from several financial organizations occasionally had inconsistencies, which was one of my problems. To make sure the information was accurate and consistent, more work was needed. The provision of support for a wider range of foreign banks and financial institutions is another area that may be enhanced. As a foreign user, I discovered that Plaid did not support all of the institutions I work with, which constrained the extent of data integration.

Plaid gets it Paid.

Comments: I had to use plaid multiple times to help residents set up their rent payments.

Pros:

It easily connects with different bank accounts in order to make payments via ACH.

Cons:

It was a very thorough 2 step process to verify identity.

Use when need to

Comments: I use it more so for personal use and some business to manage all my finances in one place as well as accept payments when I do art shows.

Pros:

I like that I can accept payments from other artist platforms.

Cons:

I do not use it as much. Only certain platforms use it.

Responsive customer support

Comments: The overall experience with Plaid is pretty good. Because the customer support is loads better than Yodlee's, I would say it is a good syncing vendor choice. But there will still be some headaches you should anticipate.

Pros:

Being new the finance industry, I am still able to navigate Plaid's system, and I can always count on receiving a reply from Plaid's customer support within a couple days of submitting a ticket.

Cons:

Plaid's dropping of working with Fidelity caused us a huge amount of headache, and I wish there were a better resolution.

Plaid is a site I trust

Comments: I enjoy and trust Plaid. It is very easy to use, reliable, and works very well.

Pros:

The security and ease of use. It's easy to see, use, and enter in your information.

Cons:

At times it seems it wavers in connection although that could definitely be user location when accessing it

Plaid has made connecting my financial platforms simple!

Comments: I really enjoy using plaid across my different financial platforms and rarely run into issues!

Pros:

Plaid allows me to seamlessly link my multiple accounts without leaving the app.

Cons:

My only complaint is that sometimes it takes longer to verify than I feel necessary.

Comfortably Plaid!

Comments: When connecting accounts to my bank account, Plaid is a trusted company and i feel comfortable using this to link sensitive bank info.

Pros:

It is so easy to communicate through Plaid to my bank account!

Cons:

I have no cons on Plaid..Plaid has always worked easily for me!

Amazing! Recommended

Comments: Over all I’m very satisfied with this software.

Pros:

I liked how they ensure I’m protected always

Cons:

Nothing to not like about this software.

Time consuming, glitchy, repetitive

Comments: As a solo traveler for the past month, Plaid has been required on all Airbnb experiences I've booked. Despite being logged into the same account, on the same computer, without having ever cleared my cookies or history during this time, I've been required to reauthenticate my info by linking up my account to Wells Fargo each and every time I book. It would be annoying enough already, but then it doesn't even work half the time: crashes the tab, stalls, and you're left staring at the screen wondering if you should close the tab and start over or...? Gah! Airbnb used to have a regular check-out process with normal credit card processing. I wonder why on earth this Plaid nightmare is needed? Someone explain it to me. I have resorted to searching Airbnb for unique experiences, and then when I'm ready to book, I copy & paste the title into Google just in case I can book it on literally ANY other platform that doesn't use Plaid. What did we do to deserve this torture, Airbnb? Haven't we been good to you? Why such punishment for our loyalty to you! :(

Pros:

Nothing nothing nothing nothing nothing nothing

Cons:

Lagging, crashing, stalling, slow, redundant, repetitive, exhausting

Positive Experience with Plaid

Comments: Overall, my experience has been very positive.

Pros:

I found it very easy to use and very safe.

Cons:

The first time I was introduced to Plaid I was nervous about needing to connect to my bank through their platform, but everything went smoothly.

Watch out for false promises from Plaid prior signing agreements

Comments: I will not recommend them to any of my peers as they are awful from a commitment and follow through standpoint.

Pros:

During the sales phase, Plaid makes all kinds of promises to the functionality and their willingness to work with you. Don't believe.

Cons:

Plaid will make false promises in the sale cycle and not follow through. Do not sign any agreements with them.

Plaid review

Comments: My overall experience with plaid is not the greatest tbh. They have prevented me from being able to connect my accounts on multiple occasions because their network of partnering banks is minimal.

Pros:

What I like most about plaid is that it allows external banks to connect with other apps for funding purposes or transferring funds securely.

Cons:

What I don't like about plaid,is that it's very specific on the banks it allows us to connect to 3rd party apps. Unfortunately most of the banks I have access to are not supported so it's harder for me to truly appreciate what I'm sure could be a good potential app.

Plaid review .

Comments: I like plaid because it’s very easy and convenient to use. Plaid helps you login with having to enter all your bank information like by your phone number or email. I personally think it’s very easy to use and really convenient

Pros:

Plaid automatically connects your bank account with your email or phone number. It’s a faster and safer and it’s the most trusted financial platform that most people use.

Cons:

There’s nothing that I don’t like about plaid

Plaid is great

Pros:

They are easy to use. I have never had an issue with using them.

Cons:

There is nothing that I do not like about them.

Decent company

Comments: I’ve had a decent experience with them and nothing of mine was ruined

Pros:

I like that it’s a secure website for you banking and to login to your account

Cons:

There are always a lot of data leaks with the company

Secure, Easy Access from Plaid to your Financial Institution Process

Pros:

It was safe and secure- took me to log in via Bank of America and quickly linked up

Cons:

Didn’t have one of online accounts, Chime in there which is Stride NA bank.

Most useful app I have seen in a long time.

Pros:

Plaid provides a valuable & necessary Service. Plaid gives me the ability to connect my financial accounts with different apps which in turn makes me managing my finances a breeze and saves me a ton of time. Their security features allow me to feel confident that my financial information is safe in this online environment.

Cons:

The only con I have come across using Plaid is that some smaller financial institutions i.e. local banks, small credit Unions are not included in their system. I would like to see more institutions included. As well a broader range, investing apps such as Public or Plynk for example.

Great for importing customer data

Pros:

Plaid was easy to implement and import data from multiple sources in one format.

Cons:

Some of the connections have issues and some institutions are not supported.

It's okay

Pros:

Makes it easy and safe to sign into my bank account through other sites.

Cons:

ALOT of the time it does not recognize my bank n that kinda sucks.

I could live without plaid

Comments: I think this platform wax that form wax a lot I think it needs to have an easier way to find your and verify your account and I think that as mainstream as one time yousing prepaID Cards and accounts are coming that it shouldn't include those 2 what are you what have you got I know you've got a vape I can smell the damn thing strawberries it's that pink vape isn't it

Pros:

The only thing good about plot is that you might be able to verify your bank maybe

Cons:

I think plad should include all money moving services not just the ones that they choose

Easy and Safe.

Comments: My expectations is that it’s easy to use and keeps my information safe.

Pros:

It protects your payment sources to keep you safe shopping online.

Cons:

I haven’t found anything to dislike about plaid so far.

Makes setting up your banking much easier

Comments: Overall, this is a brilliant tool that makes your life way easier. On your end, there is nothing you have to do beyond type in your banking information. Plaid handles the rest and your banking is now connected the financial tools you use. If your financial tools mention that you connect your bank with "Plaid," but you have not done so because you are unsure what is all involved, have no fear. The process takes less than a couple of minutes and is secure.

Pros:

- easy to use- doesn't cost you any money

Cons:

Not every bank in the world is listed (but most are)

A fantastic partner for development integrations that is quick and secure

Pros:

When conducting business with your business, Plaid is a safe and secure solution for your consumers to verify their financial details. It features a user-friendly interface for both myself and my clients. Each issue we initiate with Plaid's support staff receives prompt attention, and they take the time to clarify faults and provide solutions. They consistently follow up to make sure that the problems of our users have been fixed and see cases through to completion.

Cons:

Sometimes it takes months to remedy a problem. By the time a user's issue is rectified, they may have given up and terminated their accounts. Plaid provides a wide range of features, many of which small company owners won't require. This gives the setup procedure a more difficult than necessary appearance. Keep your APIs straightforward, and you won't experience any headaches.

Plaid is the only game in town for connecting to any financial service

Comments: We use Plaid to check bank balances and to accept ACH payments. It works great for both purposes. Be aware that some financial platforms (banks) are hostile to Plaid (to the extent of suing Plaid) and have sporadic availability. Some platforms have an arrangement with Plaid that requires you to complete additional documentation steps, like sharing your security policies and business information. Presumably, you get more reliable integration in exchange. For our use case, the cost of Plaid is trivial, but to accept ACH payments, Plaid integrates with Stripe, which does charge a fee for the actual payment. Bottom line, no other service can offer what Plaid can, so if you want your customers to connect to their financial institution to your product, Plaid is your only option.

Pros:

Plaid is relatively easy to setup and use. The API documentation is great and API credential setup is easy. The SDK supports all common platforms, and rich code samples are provided.

Cons:

Getting approved for production access was a paid. The support team ignored requests. We had to create a second account, which was finally approved. Why this was needed is a mystery. Plaid will push an expensive monthly plan, but it's not needed for sporadic access.

Helps you to Connect to your Accounts

Pros:

It allows me to connect all my accounts to Sofi so I can track all my financial accounts in one place. Also allows me to my fast and easy transactions from my bank account.

Cons:

I worry about the security of the platform because of the ease of use and the number of accounts I have connected to it