--- description: Learn more about Square Payments price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Square Payments Cost & Reviews - Capterra Australia 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing) # Square Payments Canonical: https://www.capterra.com.au/software/170278/square-payments-processing Page: 1 / 108\ Next: [Next page](https://www.capterra.com.au/software/170278/square-payments-processing?page=2) > Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go. > > Verdict: Rated **4.7/5** by 2680 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Square Payments? Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 2680 Reviews | | Ease of Use | 4.7/5 | Based on overall reviews | | Customer Support | 4.4/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based (Free version available) - **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10 Keyed in: 3.5% + $.15 per transaction Online \& invoices: 2.9% + $.30 per transaction Custom pricing packages are also available. Contact Square for more information. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English, French, Japanese, Spanish - **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States ## Features - ACH Payment Processing - Billing & Invoicing - Contactless NFC - Credit Card Processing - Debit/Credit Card Processing - Electronic Payments - Electronic Signature - In-Person Payments - Mobile Access - Mobile Card Reader - Mobile Payments - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations ## Integrations (30 total) - Acuity Scheduling - BigCommerce - ClinicSense - Craver - DAVO - Ecwid - Fomo - Jotform - Linktree - Mailchimp - Make - MarginEdge - MoeGo - Paymo - Poptin ... and 15 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - Chat ## Category - [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software) - [Mobile Credit Card Processing Software](https://www.capterra.com.au/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [PayPal](https://www.capterra.com.au/software/179251/paypal) — 4.6/5 (26381 reviews) 2. [Venmo](https://www.capterra.com.au/software/182159/venmo-) — 4.7/5 (9280 reviews) 3. [Stripe](https://www.capterra.com.au/software/123889/stripe) — 4.6/5 (3332 reviews) 4. [Square Point of Sale](https://www.capterra.com.au/software/154907/square-point-of-sale) — 4.6/5 (3028 reviews) 5. [Modisoft](https://www.capterra.com.au/software/1060880/modisoft) — 5.0/5 (6 reviews) ## Reviews ### "Massive Incompetence" — 1.0/5 > **Darren** | *1 November 2024* | Hospitality | Recommendation rating: 0.0/10 > > **Pros**: Nothing, they have no accountability, no decency, and no competency whatsoever. Fools and clowns. > > **Cons**: Fraudulent chargeback by a mentally challenged thief that posted photos of his received good publicly. Provided that to Square to appeal the illegal chargeback, and they failed\! It couldn't have been easier to win, yet they force you to let them respond on your behalf and screw it up majorly, then refuse to identify the thief so you can fix it in civil court. Disgusting incompetence with no accountability. Don't end up stuck with them like me because of hardware investments, they are beyond awful and will lose your money time and time again. > > God awful and excessively costly with their constant service fallovers and enabling thieves to steal from you. ----- ### "Absolutely love it" — 5.0/5 > **Rachel** | *27 April 2026* | Food & Beverages | Recommendation rating: 10.0/10 > > **Pros**: We only use it when we go to expos, which is about 3 times a year. This is such an affordable and easy way for us to manage those. > > **Cons**: Absolutely nothing, it's a great system. So easy, customers love it, and there's no costs if we don't use it for a few months. ----- ### "Quality product with the price tag" — 5.0/5 > **Verified Reviewer** | *2 December 2024* | Education Management | Recommendation rating: 10.0/10 > > **Pros**: Easy to mold to the items and categories you want > > **Cons**: expensive - clever to take a cut every payment, however is expensive for small businesses who do not have the turnover > > Excellent product and love using it, however expensive ----- ### "Great to use for small businesses." — 5.0/5 > **Rex** | *24 September 2024* | Marketing & Advertising | Recommendation rating: 8.0/10 > > **Pros**: Simple to implement products and POS is very easy to manage. > > **Cons**: Connection can sometimes disconnect to the mobile terminal and requires a restart which can slow down service. > > A simple way to process card payments and very easy to implement into the business. ----- ### "Square - Make payments with ease" — 5.0/5 > **Veronica** | *24 October 2024* | Design | Recommendation rating: 3.0/10 > > **Pros**: Square payments are the perfect tool for your business and assist in organisation and payments. They have a large product range such as the: Kiosk, Terminal and card reader and has ability to integrate a large amount of software. Square is fast, easy and efficient. > > **Cons**: they may be higher transaction fees than some competitors > > Square has been a tool which can be a great asset to a business. It has been a positive user experience due to its ease of use and various product options. ----- Page: 1 / 108\ Next: [Next page](https://www.capterra.com.au/software/170278/square-payments-processing?page=2) ## Links - [View on Capterra](https://www.capterra.com.au/software/170278/square-payments-processing) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data