--- description: Learn more about BILL Spend & Expense price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: BILL Spend & Expense Cost & Reviews - Capterra Australia 2026 --- Breadcrumb: [Home](/) > [Expense Report Software](/directory/30559/expense-report/software) > [BILL Spend & Expense](/software/166905/divvy) # BILL Spend & Expense Canonical: https://www.capterra.com.au/software/166905/divvy Page: 1 / 19\ Next: [Next page](https://www.capterra.com.au/software/166905/divvy?page=2) > BILL Spend \& Expense (formerly Divvy) is the all-in-one expense management solution. > > Verdict: Rated **4.7/5** by 437 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses BILL Spend & Expense? Any company that struggles with expense reports, reimbursements, receipts, expensive annual software contracts and other finance headaches. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.7/5** | 437 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.6/5 | Based on overall reviews | | Value for Money | 4.7/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: BILL - **Location**: Palo Alto, CA 94303, US - **Founded**: 2006 ## Commercial Context - **Starting Price**: USD 0.00 - **Pricing model**: Per User (Free version available) (Free Trial) - **Pricing Details**: Access credit lines from $1,000-$5M. Easily request funds, set budgets, and track spend using free software combined with corporate cards. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: English - **Available Countries**: United States ## Features - Approval Process Control - Approval Workflow - Audit Trail - Booking Management - Budgeting/Forecasting - Cash Management - Categorisation/Grouping - Client Management - Compliance Management - Consolidation/Roll-Up - Contact Database - Corporate Card - Dashboard - Data Import/Export - Document Management - Expense Tracking - Financial Analysis - General Ledger - Income & Balance Sheet - Mobile App - Mobile Payments - Mobile Receipt Upload - Multi-Currency - Online Booking - Payment Processing - Policy Management - Profit/Loss Statement - Project Tracking - Receipt Management - Reimbursement Management - Reminders - Reporting & Statistics - Reporting/Analytics - Restriction Management - Spend Analysis - Spend Control - Task Management - Third-Party Integrations - Time & Expense Tracking - Workflow Management ## Integrations (11 total) - Dynamics 365 Business Central - Gmail - HRIS - Lyft Business - NetSuite - QuickBooks Enterprise - QuickBooks Online - QuickBooks Online Advanced - Sage Intacct - Slack - Xero ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - Phone Support - 24/7 (Live rep) - Chat ## Category - [Expense Report Software](https://www.capterra.com.au/directory/30559/expense-report/software) ## Related Categories - [Expense Report Software](https://www.capterra.com.au/directory/30559/expense-report/software) - [Billing and Invoicing Software](https://www.capterra.com.au/directory/30015/billing-and-invoicing/software) - [Travel Management Software](https://www.capterra.com.au/directory/31057/travel-management/software) - [Financial Reporting Software](https://www.capterra.com.au/directory/30050/financial-reporting/software) - [Time and Expense Software](https://www.capterra.com.au/directory/30080/time-and-expense/software) ## Alternatives 1. [Xero](https://www.capterra.com.au/software/169561/xero) — 4.4/5 (3292 reviews) 2. [QuickBooks Online](https://www.capterra.com.au/software/141374/quickbooks-online) — 4.3/5 (8447 reviews) 3. [PayPal](https://www.capterra.com.au/software/179251/paypal) — 4.6/5 (26408 reviews) 4. [Abby](https://www.capterra.com.au/software/1036470/abby) — 4.7/5 (604 reviews) 5. [QuickBooks Enterprise](https://www.capterra.com.au/software/46497/quickbooks-enterprise) — 4.5/5 (20639 reviews) ## Reviews ### "Use bill for your employees" — 5.0/5 > **Leah** | *3 July 2025* | Information Technology & Services | Recommendation rating: 10.0/10 > > **Pros**: It was a quick and easy process to start up. My job can load money and I can use the card the same day. > > **Cons**: I do not have anything bad or negative to say about the setup or use of the app and or card. Nothing I liked least. > > Overall it is an easy and quick way for my company to send money to me to complete my work. I would recommend for other companies to use bill. ----- ### "Hidden Traps and Zero Warning A Financial Disaster for Small Businesses" — 1.0/5 > **Mark** | *16 May 2025* | Security & Investigations | Recommendation rating: 0.0/10 > > **Pros**: Honestly, very little. Initially, the idea of having a line of credit with built-in expense tracking seemed promising. But any potential benefits were completely overshadowed by poor communication, lack of transparency, and practices that put small businesses at serious financial risk. > > **Cons**: Their billing cycle is confusing and poorly communicated. I borrowed $13,000 to cover payroll, and just days later, they pulled the entire amount back from my business account without warning, sending my balance deep into the negative. There was no notice, no option to schedule repayment, and no transparency. This kind of unpredictable behavior is dangerous for any small business relying on stable cash flow. It felt predatory and completely negligent. > > My experience with BILL Spend \& Expense was disastrous. I was approved for a $24,000 line of credit and drew $13,000 to cover payroll, only to have the entire amount yanked from my bank account within days without any clear billing schedule or warning. This left my account severely overdrawn and put my business at serious financial risk. Their lack of communication, transparency, and consideration for how small businesses operate is unacceptable. I would never recommend this platform to any business owner who values stability, trust, and responsible financial practices. ----- ### "App has a lot of new bugs" — 2.0/5 > **Jake** | *5 February 2025* | Religious Institutions | Recommendation rating: 0.0/10 > > **Pros**: My ability to get a high volume of rewards for spending on business expenses through our non-profit. > > **Cons**: 1) Customer service - they are not good at all. They are difficult to contact and when you do get in touch with them they don't have enough familiarity with their own product to be helpful 2) Software - creating budgets and getting cards to people is pretty simple but in the past 30-60 days the software has started to manifest some bugs. Budgets show up with a $0 balance. Users can't access budgets they clearly have access to from an administrator. Some budgets don't show up at all. Scrolling through transactions and entire weeks of transactions will disappear until you log out of the tool and log back in (I have screen recordings). The list goes on. This wasn't an issue until the last 30 days. 3) Poor resolution - I've called them to discuss this and was told that there was in fact a SW bug they were working on. I explained more of the situation so they escalated the ticket and told me a supervisor would return my call. I even scheduled it because I have meetings back to back most days. Not only did they not call me back later that day during the window agreed on, but it has now been two additional days and nobody has emailed, called, reached out, etc. Our organization has spend hundreds of thousands of dollars via bill.com's spend and expense platform over the past three years. This level of follow-up and support is unacceptable. > > While I'm glad to have reward options and be able to give my teams access to funds that I can see and manage, we are dealing with a lot of frustration on an almost daily basis for a tool that's supposed to make our jobs easier. It's pretty clear to me when a company slacks on customer support that they are focused more on the bottom line than their clients. At least in the past the tool was functioning properly. Now that the tech is also broken (and nobody has shared any corrective plans or measures) we will have to start looking for other options quickly. ----- ### "BILL - The easiest and simplest Spend & Expense tool for SMB" — 5.0/5 > **Emma** | *10 April 2025* | Computer Software | Recommendation rating: 10.0/10 > > **Pros**: I love that as soon as I make a transaction, I get a notification. I open up the app, take a picture right then and there, perform a few other clicks, and then I'm done with it. It is so easy to use. > > **Cons**: I don't completely understand the use of the virtual cards. > > Let’s be honest—chasing down receipts is one of the most tedious parts of expense management. The fact that we still struggle to get people to submit them shows just how mundane and annoying this task can be for companies. That said, BILL has made this process about as simple and painless as it can be. The reminders are helpful without being overbearing. It’s clear that BILL understands how frustrating expense tracking can be, and they’ve streamlined the experience in a way that feels thoughtful and efficient. No system can completely eliminate human forgetfulness, but BILL definitely reduces the friction. ----- ### "Great spend platform for small to medium size businesses" — 5.0/5 > **Annie** | *22 February 2025* | Accounting | Recommendation rating: 8.0/10 > > **Pros**: BILL spend \& expense provides real time tracking and automates expense management for employees. It seamlessly integrates with ERPS like Netsuite. > > **Cons**: BILL spend and expense has limited international currency support and credit card limits. ----- Page: 1 / 19\ Next: [Next page](https://www.capterra.com.au/software/166905/divvy?page=2) ## Links - [View on Capterra](https://www.capterra.com.au/software/166905/divvy) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | | pt | | | pt-PT | | ----- ## Structured Data