--- description: Learn more about Stripe price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Stripe Cost & Reviews - Capterra Australia 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe) # Stripe Canonical: https://www.capterra.com.au/software/123889/stripe Page: 1 / 136\ Next: [Next page](https://www.capterra.com.au/software/123889/stripe?page=2) > Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features. > > Verdict: Rated **4.6/5** by 3373 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Stripe? Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 3373 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.3/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Stripe - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based - **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish - **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more ## Features - ACH Payment Processing - API - Billing & Invoicing - Credit Card Processing - Data Security - Debit/Credit Card Processing - Electronic Payments - In-Person Payments - Mobile Access - Mobile Payments - Multi-Currency - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations - Transaction Management - Transaction Monitoring ## Integrations (108 total) - 123FormBuilder - ABC Glofox - Accelevents - Accelo - AccountsPortal - Attribution - Avalara - Avaza - Baremetrics - BigCommerce - Bizness Apps - Blinksale - Bookinglayer - Bookwhen - ChargeKeep ... and 93 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software) - [Cryptocurrency Wallet Software](https://www.capterra.com.au/directory/33075/cryptocurrency-wallets/software) - [Currency Exchange Software](https://www.capterra.com.au/directory/10053/currency-exchange/software) - [Cryptocurrency Exchange Platforms](https://www.capterra.com.au/directory/33575/cryptocurrency-exchange/software) - [Mobile Credit Card Processing Software](https://www.capterra.com.au/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [PayPal](https://www.capterra.com.au/software/179251/paypal) — 4.6/5 (26610 reviews) 2. [Venmo](https://www.capterra.com.au/software/182159/venmo-) — 4.7/5 (9302 reviews) 3. [Square Payments](https://www.capterra.com.au/software/170278/square-payments-processing) — 4.7/5 (2706 reviews) 4. [Square Point of Sale](https://www.capterra.com.au/software/154907/square-point-of-sale) — 4.6/5 (3033 reviews) 5. [Stax](https://www.capterra.com.au/software/157492/fattmerchant-payments-online) — 4.2/5 (145 reviews) ## Reviews ### "Powerful and Reliable Online Payment Platform for Businesses" — 5.0/5 > **Sonu** | *18 May 2026* | Consumer Goods | Recommendation rating: 9.0/10 > > **Pros**: Stripe provides a very smooth and reliable payment processing experience for both online and mobile transactions. The platform is easy to use, integrates well with ecommerce systems, and supports a wide range of card payments and international payment methods. One of the biggest advantages is the developer-friendly setup and flexible API integrations, which make customization and automation much easier for growing businesses. The dashboard is clean and provides clear visibility into transactions, refunds, disputes, and reporting. Mobile access is also strong, allowing teams to monitor payments and activity on the go. For businesses handling online sales, the platform offers excellent value for money considering the reliability, scalability, and range of features available. > > **Cons**: Customer support can sometimes be slow when dealing with more complex account or dispute-related issues. There are also occasional delays with account verification or fund holds, particularly for newer businesses or high-risk transactions. While the interface is generally user-friendly, some advanced settings and reporting features may require technical knowledge. There can also occasionally be bugs or inconsistencies with third-party integrations depending on the platform being used. > > Overall, our experience with Stripe has been very positive. It has helped streamline credit card payments, improve checkout experiences, and simplify payment management across multiple channels. The platform performs reliably and scales well as transaction volumes grow. Its flexibility, strong security, and wide range of payment options make it a dependable solution for ecommerce and subscription-based businesses. Despite occasional support and verification challenges, Stripe remains one of the best payment processing platforms available for modern businesses. ----- ### "Great value payment platform with fast payouts" — 5.0/5 > **David** | *1 April 2026* | Education Management | Recommendation rating: 8.0/10 > > **Pros**: Stripe has been very reliable for our business and offers strong value for money compared to alternatives. A recent advantage for us is the instant payouts, which significantly improves cash flow and reduces the stress of waiting on funds. The platform is easy to use, integrates well with other systems, and makes managing payments straightforward. > > **Cons**: Fees can add up as volume grows, especially for smaller transactions, and it’s not always easy to clearly see the total cost impact at a glance. > > Overall, Stripe has been a great fit for our business. It’s dependable, flexible, and supports growth without adding too much operational complexity. The instant payout feature alone makes a big difference to day-to-day cash flow, and the system has scaled well as we’ve grown. ----- ### "Stripe Review - SafetyCulture" — 4.0/5 > **Bill** | *13 April 2026* | Computer Software | Recommendation rating: 9.0/10 > > **Pros**: Stripe makes it easy to set up and start taking payments, especially for our self service customers. Also, it has a clean and friendly dashboard, good reporting functionality and ability to set up sites across different currencies. > > **Cons**: Stripe fees and network costs can add up making it expensive. Additionally the chargeback process can be a bit frustrating as not much information is provided. > > Stripe is easy to use, reliable, and integrates seamlessly with other software products (in our case Zuora), making payment processing simple and efficient. Further, Stripe reporting allows us to reconcile our credit card payments with ease. ----- ### "Reliable Payment Platform with Excellent Developer Features" — 4.0/5 > **Piyusha** | *4 August 2026* | Hospital & Health Care | Recommendation rating: 9.0/10 > > **Pros**: Stripe is easy to set up and offers a smooth payment experience for customers. It supports multiple payment methods, including credit and debit cards, and has a clean dashboard for tracking transactions. The APIs and integrations are excellent, making it a great choice for businesses that need flexible online payment solutions. The mobile dashboard is also useful for monitoring payments on the go. > > **Cons**: Customer support can sometimes take longer than expected for complex issues. The platform has many advanced features, so it can feel overwhelming for beginners. Processing fees can also become expensive for businesses with a high volume of small transactions. > > I’ve had a positive experience using Stripe for online payment processing. It is reliable, secure, and easy to use for accepting card payments and managing transactions. The dashboard provides clear reporting, and the integration with websites and apps is straightforward. While there are occasional delays in support responses and the fees may add up, the overall value, ease of use, and payment reliability make it a strong choice for businesses of all sizes. ----- ### "Stripe Review" — 3.0/5 > **Emma** | *13 November 2025* | Hospitality | Recommendation rating: 5.0/10 > > **Pros**: Features like subscriptions/billing, marketplace / platform support (via Connect), fraud-detection tools, payout scheduling, and dashboard analytics level it up beyond a simple payment gateway. > > **Cons**: Stripe assesses merchant risk dynamically, sometimes sudden account suspensions or holds on funds with little notice > > Tech-enabled teams that can manage integration, monitor risk, and respond to payment‐processor issues. ----- Page: 1 / 136\ Next: [Next page](https://www.capterra.com.au/software/123889/stripe?page=2) ## Links - [View on Capterra](https://www.capterra.com.au/software/123889/stripe) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pl | | | pt | | | pt-PT | | | sv | | ----- ## Structured Data