---
description: Learn more about Zum price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Zum Cost & Reviews - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Accounts Payable Software](/directory/30520/accounts-payable/software) > [Zum](/software/1035708/zm)

# Zum

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> Providing real-world solutions that merge instant payments \& open banking. Make moving funds fast, safe \& convenient for your customers
> 
> Verdict: Rated **4.7/5** by 7 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 7 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.7/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.4/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Zum Rails

## Commercial Context

- **Pricing model**: Usage Based
- **Pricing Details**: Contact us for more details.
- **Target Audience**: 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Canada

## Features

- ACH Payment Processing
- Billing & Invoicing
- Debit/Credit Card Processing
- Invoice Processing
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Payment Gateway Integration
- Payment Processing
- Real-Time Data
- Recurring/Subscription Billing
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations
- Transaction Monitoring

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Chat

## Category

- [Accounts Payable Software](https://www.capterra.com.au/directory/30520/accounts-payable/software)

## Related Categories

- [Accounts Payable Software](https://www.capterra.com.au/directory/30520/accounts-payable/software)
- [Fraud Management Software](https://www.capterra.com.au/directory/10058/financial-fraud-detection/software)
- [Accounts Receivable Software](https://www.capterra.com.au/directory/30521/accounts-receivable/software)
- [Billing and Invoicing Software](https://www.capterra.com.au/directory/30015/billing-and-invoicing/software)
- [Financial Risk Management Software](https://www.capterra.com.au/directory/20009/financial-risk-management/software)

## Alternatives

1. [PayPal](https://www.capterra.com.au/software/179251/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.capterra.com.au/software/182159/venmo-) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.capterra.com.au/software/123889/stripe) — 4.6/5 (3309 reviews)
4. [Square Payments](https://www.capterra.com.au/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [QuickBooks Online](https://www.capterra.com.au/software/141374/quickbooks-online) — 4.3/5 (8393 reviews)

## Reviews

### "My Zum Service" — 5.0/5

> **Marisa** | *12 November 2024* | Financial Services | Recommendation rating: 8.0/10
> 
> **Pros**: Very Knowledgeable and quick time response time to all my requests.
Zum System very user friendly.
> 
> **Cons**: Pricing but still reasonable compared to similar other companies that offer the same service.
Would create an easier way to register the customers that pay the 15th and 31st of every month instead of one transaction at a time and not recurring for these specific dates.
> 
> Overall amazing service. Very quick to reply to all my email requests.

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### "Zum is a great payments platform" — 5.0/5

> **Sheniff** | *24 April 2024* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> **Pros**: - Option to send and receive EFTs and Interac Email Transfers
- Ease of use
- Ease of setting up payees and payors
- Support is great to work with when I have questions
> 
> **Cons**: There is nothing that I do not like about this product.
> 
> Overall, I really enjoy using Zum for payment processing. I send payments daily and its a lot quicker and easier to navigate than most bank EFT platforms I have worked with.

-----

### "Zum Rails Review" — 3.0/5

> **Katharine** | *29 April 2024* | Logistics & Supply Chain | Recommendation rating: 5.0/10
> 
> **Pros**: Ability to offer e transfers and EFT's to our customers direct from our online program
> 
> **Cons**: Not able to process e transfers unless the name matches on the business account and bank account.  Some of our customers want to pay by e transfer and can't because they use a different account to pay with than the business name

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### "One of the best EFT Vendors around\!" — 5.0/5

> **Rob** | *19 April 2024* | Nonprofit Organization Management | Recommendation rating: 10.0/10
> 
> **Pros**: We like how easy ZUM is to use, and the price\!
> 
> **Cons**: There are none\!  We have nothing bad to say\!
> 
> Not only is this a great product, but as a charity, the price is great and the Team at zum are great to work with too, when we have any questions, or are not sure how to do something, or are looking for some type of report.

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### "Zum Rails is a critical API for payment system" — 5.0/5

> **Ninan** | *25 April 2024* | Automotive | Recommendation rating: 10.0/10
> 
> **Pros**: Zum Rails is extremely reliable and easy to use.
> 
> **Cons**: Customer support hours end at 2 pm PST.  We are based in PST timezone.

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## Links

- [View on Capterra](https://www.capterra.com.au/software/1035708/zm)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/267604/Zm/> |
| en-AE | <https://www.capterra.ae/software/1035708/zm> |
| en-AU | <https://www.capterra.com.au/software/1035708/zm> |
| en-CA | <https://www.capterra.ca/software/1035708/zm> |
| en-GB | <https://www.capterra.co.uk/software/1035708/zm> |
| en-IE | <https://www.capterra.ie/software/1035708/zm> |
| en-IL | <https://www.capterra.co.il/software/1035708/zm> |
| en-IN | <https://www.capterra.in/software/1035708/zm> |
| en-NZ | <https://www.capterra.co.nz/software/1035708/zm> |
| en-SG | <https://www.capterra.com.sg/software/1035708/zm> |
| en-ZA | <https://www.capterra.co.za/software/1035708/zm> |

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