---
description: Learn more about Pin Payments price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Pin Payments Cost & Reviews - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Pin Payments](/software/1017726/pin-payments)

# Pin Payments

Canonical: https://www.capterra.com.au/software/1017726/pin-payments

> We help Australian and New Zealand small businesses take online card payments with minimal complexity and cost.
> 
> Verdict: Rated **5.0/5** by 5 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Pin Payments?

From solo entrepreneurs to businesses with global ambitions, we support small businesses at different stages.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **5.0/5** | 5 Reviews |
| Ease of Use | 5.0/5 | Based on overall reviews |
| Customer Support | 5.0/5 | Based on overall reviews |
| Value for Money | 4.8/5 | Based on overall reviews |
| Features | 5.0/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Checkout.com
- **Founded**: 2011

## Commercial Context

- **Pricing model**: Other
- **Pricing Details**: 1.60% + 30c Domestic cards
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: Australia, New Zealand

## Features

- Debit/Credit Card Processing
- Multiple Payment Options
- PCI Compliance
- Recurring/Subscription Billing
- Reporting/Analytics

## Integrations (6 total)

- Chargebee
- Ecwid
- HirePOS
- Shopify
- WooCommerce
- Xero

## Support Options

- Email/Help Desk
- Knowledge Base
- Phone Support

## Category

- [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software)

## Alternatives

1. [PayPal](https://www.capterra.com.au/software/179251/paypal) — 4.6/5 (26301 reviews)
2. [Venmo](https://www.capterra.com.au/software/182159/venmo-) — 4.7/5 (9271 reviews)
3. [Stripe](https://www.capterra.com.au/software/123889/stripe) — 4.6/5 (3309 reviews)
4. [Square Payments](https://www.capterra.com.au/software/170278/square-payments-processing) — 4.7/5 (2672 reviews)
5. [Square Point of Sale](https://www.capterra.com.au/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "Pin Payments are the best - Australian based and super effiecient" — 5.0/5

> **Jessica** | *19 September 2024* | Photography | Recommendation rating: 10.0/10
> 
> **Pros**: I love pin payments because not only is it based in Melbourne Australia - they seem so much better than the bigger international companies. I love how well it works with Xero invoicing and how low their fees are. I love that they only available to businesses in Australia and New Zealand. They do our markets well - it feels more personal.
> 
> **Cons**: Honestly nothing - I have had only good experiences
> 
> The customer service is responsive and helpful

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### "Best Payment gateway in town" — 5.0/5

> **Issac** | *26 September 2024* | Wholesale | Recommendation rating: 10.0/10
> 
> **Pros**: Simplicity in the software. Its a payment Gateway and it does it great and with a fantastic UI
> 
> **Cons**: There isn't much not to like about Pin, if they offered physical terminals we would then only have to use one provider.
> 
> Fantastic support from staff and its locally in Australia

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### "Ideal for Small-Med Businesses" — 5.0/5

> **Liz** | *31 July 2024* | Management Consulting | Recommendation rating: 7.0/10
> 
> **Pros**: I love Pin Payments because its cost-effective and easy to use for those clients wanting to pay using a credit card. Its as easy as sending them a link and them paying online. 
There's no monthly fees, no additional equipment and good customer support for the very few times I've needed it
> 
> **Cons**: I send my clients invoices via email and I had to create my own Pay Now image, with a link attached, so that my invoice emails look more professional. It's not something Pin Payment offered. It would be less messy if Pin Payments had an embedded image-link
> 
> I've been using Pin Payments for well over 5 years and I love the convenience. I can't think of a time I've had an issue, or a complaint from a client and I will continue to use it for its ease, its cost efficiency and it suitability for the type of business I operate

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### "Simple credit card processing with great service" — 5.0/5

> **Torsten** | *9 October 2024* | Transportation/Trucking/Railroad | Recommendation rating: 10.0/10
> 
> **Pros**: Simple credit card processing with great service.
> 
> **Cons**: I still think credit card processing costs are quite high but PinPayments seems competitive.
> 
> Pin Payments was super easy to setup and the support is always fast and professional.

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### "Very Happy Customer" — 5.0/5

> **Gemma** | *19 July 2024* | Photography | Recommendation rating: 10.0/10
> 
> **Pros**: Pin Payments has made it possible for me to manually capture credit card payments, and to also send a payment link for my customers to enter their own card details. This has saved me needing a square or other device to capture payments.
> 
> **Cons**: I can't fault Pin Payments, they have been very accommodating for my small business\!
> 
> I'm very happy. Pin Payments has allowed me to capture payments I previously was unable to capture. Most of my customers pay via bank transfer but for those overseas or that want to use a card, this has allowed me to give them the option\!

## Links

- [View on Capterra](https://www.capterra.com.au/software/1017726/pin-payments)

## This page is available in the following languages

| Locale | URL |
| en | <https://www.capterra.com/p/235240/Pin-Payments/> |
| en-AE | <https://www.capterra.ae/software/1017726/pin-payments> |
| en-AU | <https://www.capterra.com.au/software/1017726/pin-payments> |
| en-CA | <https://www.capterra.ca/software/1017726/pin-payments> |
| en-GB | <https://www.capterra.co.uk/software/1017726/pin-payments> |
| en-IE | <https://www.capterra.ie/software/1017726/pin-payments> |
| en-IL | <https://www.capterra.co.il/software/1017726/pin-payments> |
| en-IN | <https://www.capterra.in/software/1017726/pin-payments> |
| en-NZ | <https://www.capterra.co.nz/software/1017726/pin-payments> |
| en-SG | <https://www.capterra.com.sg/software/1017726/pin-payments> |
| en-ZA | <https://www.capterra.co.za/software/1017726/pin-payments> |

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