--- description: Learn more about Afterpay price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Afterpay Cost & Reviews - Capterra Australia 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Afterpay](/software/1012480/afterpay) # Afterpay Canonical: https://www.capterra.com.au/software/1012480/afterpay Page: 1 / 14\ Next: [Next page](https://www.capterra.com.au/software/1012480/afterpay?page=2) > Afterpay pioneered a better way to pay. Customers shop now, pay over 6 weeks, and never pay interest. Merchants get paid upfront. > > Verdict: Rated **4.6/5** by 308 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Afterpay? It caters to businesses in banking, customer services, marketing \& advertising, and more. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 308 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.3/5 | Based on overall reviews | | Value for Money | 4.5/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: Square - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing Details**: Please contact Afterpay for information on pricing. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based - **Supported Languages**: English, French - **Available Countries**: Australia, Canada, Finland, France, Italy, New Zealand, Spain, United Kingdom, United States ## Features - ACH Payment Processing - Debit/Credit Card Processing - Mobile Payments - Multiple Payment Options - Payment Fraud Prevention - Recurring/Subscription Billing - Reporting/Analytics ## Integrations (15 total) - Adobe Commerce - Adyen - BigCommerce - Ecwid - Online Auction System - OpenCart - PrestaShop - Rocketspark - Shopify - Shopify Plus - Spree - Squarespace - Stripe - Wix - WooCommerce ## Support Options - Knowledge Base ## Category - [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software) ## Alternatives 1. [NetSuite](https://www.capterra.com.au/software/135757/netsuite) — 4.2/5 (2052 reviews) 2. [PayPal](https://www.capterra.com.au/software/179251/paypal) — 4.6/5 (26504 reviews) 3. [Venmo](https://www.capterra.com.au/software/182159/venmo-) — 4.7/5 (9296 reviews) 4. [Stripe](https://www.capterra.com.au/software/123889/stripe) — 4.6/5 (3354 reviews) 5. [Square Payments](https://www.capterra.com.au/software/170278/square-payments-processing) — 4.7/5 (2696 reviews) ## Reviews ### "Easy of use" — 5.0/5 > **tania** | *23 September 2025* | Construction | Recommendation rating: 10.0/10 > > **Pros**: I liked the option of secure payments and the 4 instalment option. It also allows 4 payments to be made on credit card > > **Cons**: no thing it was easy to use and has a very good app that is easy to navigate around. Nothing negative to say > > My overall experience is a very positive one. no issues and very easy to use and manage just from a app ----- ### "Afterpay is Makes Shopping Easy" — 5.0/5 > **Julius** | *2 December 2024* | Construction | Recommendation rating: 10.0/10 > > **Pros**: This is probably the best way to purchase an item and pay later on an agreed payment period. The feature that I like the most about Afterpay is easy way to pay for your purchased items either in store or online. It also gives users the flexibility to pay in 4 easy instalments. > > **Cons**: The payments being spread out into 4 instalment periods (2 weeks between each payment) is great but I do not like the scheme of charging the customers 25% of the total amount on the onset. I would wish that that first payment would be paid 2 weeks after the purchase is made. > > I enjoy using Afterpay and I have a great overall experience. This provides consumer enough time to save for the succeeding payments with so little interests as compared to ordinary credit cards that has great inflated interests. ----- ### "Afterpay is your shopping MUST\!" — 5.0/5 > **Denis** | *17 December 2024* | Environmental Services | Recommendation rating: 10.0/10 > > **Pros**: So easy to use\! So good for my cashflow. And makes me buy more than I would usually buy\! Win Win\! And the most important thing, it DOES NOT affect your credit report when you join Afterpay and use it\! > > **Cons**: You can't really customize your repayments but I guess that's the deal when it's free of charge\! ;) > > Excellent. Very satisfied. App very easy to use online and in store. No fees to pay. Can't complain\! ----- ### "Convenient and Budget-Friendly Payment Solution" — 5.0/5 > **Brooks** | *8 June 2026* | Retail | Recommendation rating: 10.0/10 > > **Pros**: I like how it makes purchases more manageable by allowing customers to split payments into smaller installments instead of paying the full amount upfront. The service is easy to use, has a simple learning curve, and integrates with many popular retailers. I also appreciate the convenience of tracking payments through the app and the transparency of the payment schedule. The features help shoppers budget their expenses more effectively while still getting the products they need. Additionally, customer support is available when issues arise, making the overall experience smooth and user-friendly. > > **Cons**: I can’t think of any cons about using Afterpay\! It’s an excellent option to have when you’re low on cash and in need of a purchase. > > My overall experience with Afterpay has been very positive. It offers excellent value for money by allowing purchases to be split into manageable installments without paying everything upfront. The platform makes credit card payments simple and easy to track, helping me stay organized with my finances. The account management features are user-friendly, making it easy to view payment schedules, update payment methods, and monitor spending. The invoicing and payment reminders help ensure that I never miss a due date. While I have occasionally experienced minor bugs and issues, they have been infrequent and usually resolved quickly. Overall, Afterpay is a convenient and reliable service for managing purchases and payments. ----- ### "Leaving afterpay" — 2.0/5 > **PAULA** | *5 June 2025* | Accounting | Recommendation rating: 0.0/10 > > **Pros**: They lower my balance from 500 to 30 dollars after a missed payment due to fraud on my account i just paid them off and im done\! Hello Klarna\!\!\! By Afterpay\! > > **Cons**: Balance on account account significantly . Du to a missed payment they will reduce you money balance and thats not fair im leaving...balance paid in full > > Suck and i am not a person to skip a payment but my bank account was hacked and they do not take into accoton timely payment they punish us ----- Page: 1 / 14\ Next: [Next page](https://www.capterra.com.au/software/1012480/afterpay?page=2) ## Links - [View on Capterra](https://www.capterra.com.au/software/1012480/afterpay) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | nl | | | nl-BE | | ----- ## Structured Data