---
description: Learn more about Apple Pay price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Apple Pay Cost & Reviews - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [Apple Pay](/software/212840/apple-pay)

# Apple Pay

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> Cloud-based secure digital wallet application designed for payment processing, sales tracking, processing returns, and more
> 
> Verdict: Rated **4.7/5** by 841 users. Top-rated for **Likelihood to recommend**.

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## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 841 Reviews |
| Ease of Use | 4.8/5 | Based on overall reviews |
| Customer Support | 4.5/5 | Based on overall reviews |
| Value for Money | 4.7/5 | Based on overall reviews |
| Features | 4.7/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Apple

## Commercial Context

- **Pricing model**: Per Feature
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English
- **Available Countries**: United States

## Features

- Digital Wallet

## Support Options

- Email/Help Desk
- Phone Support
- Chat

## Category

- [Mobile Banking Software](https://www.capterra.com.au/directory/10063/mobile-banking/software)

## Alternatives

1. [Remitly](https://www.capterra.com.au/software/1016819/remitly) — 2.2/5 (82 reviews)
2. [Stocard](https://www.capterra.com.au/software/1016799/stocard) — 4.9/5 (42 reviews)
3. [Papara](https://www.capterra.com.au/software/1013310/papara) — 5.0/5 (2 reviews)
4. [Albert](https://www.capterra.com.au/software/1025494/albert) — 4.6/5 (5 reviews)
5. [WWS Mobile](https://www.capterra.com.au/software/181668/wws-mobile-mobile-banking-software) — 4.7/5 (17 reviews)

## Reviews

### "Apple Pay - Smile and Tap (as their slogan says)\!" — 5.0/5

> **Sunil** | *22 November 2024* | Nonprofit Organization Management | Recommendation rating: 9.0/10
> 
> **Pros**: User-friendly, robust security, and privacy features\!
> 
> **Cons**: Sometimes, technical glitches force you to use physical cards.
> 
> Overall, Apple Pay is preferred over anything else due to its robust features and security\!

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### "Convenient, quick and secure payment options\!" — 5.0/5

> **Paige** | *19 September 2024* | Marketing & Advertising | Recommendation rating: 10.0/10
> 
> **Pros**: Incorporating ApplePay to my business was awesome. I could easily give multiple employees access to the one business card and I like that ApplePay has great security. Also allows them to make bigger purchases without the need for a pin like with the physical card. My customers love having this option to pay as well for convenience and ease.
> 
> **Cons**: If the client or employee’s phone runs out of battery, they don’t have access to this payment option. This would be more of a concern for people who offer services that take multiple hours and must be performed on-site - for me, I haven’t experienced this issue as of yet. If employees have access to the business card via ApplePay, there is room for an accidental charge if they use ApplePay in their personal lives too.

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### "Apple Pay is the Way\!" — 5.0/5

> **Trinidad** | *19 February 2026* | Information Technology & Services | Recommendation rating: 10.0/10
> 
> **Pros**: In my experience Apple Pay is the fastest and easiest way to pay digitally and it's accepted and used by so many people and in so many places. Apple Pay is a very safe and convenient way to pay.
> 
> **Cons**: Apple Pay has no real downsides except that it's not accepted at Walmart. But honestly no forms of digital payment are accepted at Walmart since they use their own app.
> 
> My overall experience with Apple Pay is nothing but positive. And it seems to be the preferred method of digital payment for most people I know. I've never experienced any problems or issues when using Apple Pay.

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### "Apple Pay review" — 5.0/5

> **Colin** | *18 March 2026* | Health, Wellness & Fitness | Recommendation rating: 3.0/10
> 
> **Pros**: Easy to use at the till and online. Makes paying for items much faster - do not have to retrieve cards from wallet to pay.
> 
> **Cons**: No real downside. I do not have concerns about security of it and find that Apple Pay only makes things more convienient.
> 
> Overall very positive. I am in the habit of leaving home without my wallet as I can use my phone to pay.

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### "Worst experience ever. don’t trust Apple" — 1.0/5

> **Paul** | *16 January 2025* | Sporting Goods | Recommendation rating: 0.0/10
> 
> **Pros**: I started out happy about my request for a refund of a subscription. I got on the App Store because it was so easy to reach an actual human being. But later when Apple flatly denied my 100% legitimate appeal and said “decision final" I realized that there seemingly good customer service was just a show
> 
> **Cons**: They don’t tell you in the App Store whether an app is free or cost money. This, despite the fact that Apple describes the app as FREE outside the App Store. Then when I appealed the $13.99 weekly charges Apple was charging me for Tinder. They flat in denied my 100% legitimate appeal and stated “decision final". Well dear Apple, it’s my final decision to tell as many people as possible about this rotten experience and warn them not to trust you
> 
> horrible\! Rip off\! Deceptive\! Service with a smile, then “appeal denied. Decision final"just another greedy, huge corporation completely willing and able to screw their customers just so they can add another dollar to their multibillion dollar bank account

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## Links

- [View on Capterra](https://www.capterra.com.au/software/212840/apple-pay)

## This page is available in the following languages

| Locale | URL |
| de | <https://www.capterra.com.de/software/212840/apple-pay> |
| de-AT | <https://www.capterra.at/software/212840/apple-pay> |
| de-CH | <https://www.capterra.ch/software/212840/apple-pay> |
| en | <https://www.capterra.com/p/212840/Apple-Pay/> |
| en-AE | <https://www.capterra.ae/software/212840/apple-pay> |
| en-AU | <https://www.capterra.com.au/software/212840/apple-pay> |
| en-CA | <https://www.capterra.ca/software/212840/apple-pay> |
| en-GB | <https://www.capterra.co.uk/software/212840/apple-pay> |
| en-IE | <https://www.capterra.ie/software/212840/apple-pay> |
| en-IL | <https://www.capterra.co.il/software/212840/apple-pay> |
| en-IN | <https://www.capterra.in/software/212840/apple-pay> |
| en-NZ | <https://www.capterra.co.nz/software/212840/apple-pay> |
| en-SG | <https://www.capterra.com.sg/software/212840/apple-pay> |
| en-ZA | <https://www.capterra.co.za/software/212840/apple-pay> |
| es | <https://www.capterra.es/software/212840/apple-pay> |
| es-AR | <https://www.capterra.com.ar/software/212840/apple-pay> |
| es-CL | <https://www.capterra.cl/software/212840/apple-pay> |
| es-CO | <https://www.capterra.co/software/212840/apple-pay> |
| es-CR | <https://www.capterra.co.cr/software/212840/apple-pay> |
| es-DO | <https://www.capterra.do/software/212840/apple-pay> |
| es-EC | <https://www.capterra.ec/software/212840/apple-pay> |
| es-MX | <https://www.capterra.mx/software/212840/apple-pay> |
| es-PA | <https://www.capterra.com.pa/software/212840/apple-pay> |
| es-PE | <https://www.capterra.pe/software/212840/apple-pay> |
| fr | <https://www.capterra.fr/software/212840/apple-pay> |
| fr-BE | <https://fr.capterra.be/software/212840/apple-pay> |
| fr-CA | <https://fr.capterra.ca/software/212840/apple-pay> |
| fr-LU | <https://www.capterra.lu/software/212840/apple-pay> |
| it | <https://www.capterra.it/software/212840/apple-pay> |
| nl | <https://www.capterra.nl/software/212840/apple-pay> |
| nl-BE | <https://www.capterra.be/software/212840/apple-pay> |

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