---
description: Learn more about Square Payments price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs.
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title: Square Payments Cost & Reviews - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments](/software/170278/square-payments-processing)

# Square Payments

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> Square Payments is payment processing software that enables businesses to accept payments online, in person, or on the go.
> 
> Verdict: Rated **4.7/5** by 2672 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Square Payments?

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.7/5** | 2672 Reviews |
| Ease of Use | 4.7/5 | Based on overall reviews |
| Customer Support | 4.4/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing model**: Usage Based (Free version available)
- **Pricing Details**: Per swipe/dip/tap: 2.6% + $.10&#10;Keyed in: 3.5% + $.15 per transaction&#10;Online \&amp; invoices: 2.9% + $.30 per transaction&#10;&#10;Custom pricing packages are also available. Contact Square for more information.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English, French, Japanese, Spanish
- **Available Countries**: Australia, Canada, France, Ireland, Japan, Spain, United Kingdom, United States

## Features

- ACH Payment Processing
- Billing & Invoicing
- Contactless NFC
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Mobile Payments
- Multiple Payment Options
- PCI Compliance
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting & Statistics
- Reporting/Analytics
- Third-Party Integrations

## Integrations (30 total)

- Acuity Scheduling
- BigCommerce
- ClinicSense
- Craver
- DAVO
- Ecwid
- Fomo
- Jotform
- Linktree
- Mailchimp
- Make
- MarginEdge
- MoeGo
- Paymo
- Poptin

... and 15 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- Phone Support
- Chat

## Category

- [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software)

## Related Categories

- [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software)
- [Mobile Credit Card Processing Software](https://www.capterra.com.au/directory/31089/mobile-credit-card-processing/software)

## Alternatives

1. [Epos Now](https://www.capterra.com.au/software/152638/epos-now) — 3.8/5 (713 reviews)
2. [PayPal](https://www.capterra.com.au/software/179251/paypal) — 4.6/5 (26301 reviews)
3. [Venmo](https://www.capterra.com.au/software/182159/venmo-) — 4.7/5 (9271 reviews)
4. [Stripe](https://www.capterra.com.au/software/123889/stripe) — 4.6/5 (3309 reviews)
5. [Square Point of Sale](https://www.capterra.com.au/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews)

## Reviews

### "Massive Incompetence" — 1.0/5

> **Darren** | *1 November 2024* | Hospitality | Recommendation rating: 0.0/10
> 
> **Pros**: Nothing, they have no accountability, no decency, and no competency whatsoever. Fools and clowns.
> 
> **Cons**: Fraudulent chargeback by a mentally challenged thief that posted photos of his received good publicly. Provided that to Square to appeal the illegal chargeback, and they failed\! It couldn't have been easier to win, yet they force you to let them respond on your behalf and screw it up majorly, then refuse to identify the thief so you can fix it in civil court.&#10;Disgusting incompetence with no accountability. Don't end up stuck with them like me because of hardware investments, they are beyond awful and will lose your money time and time again.
> 
> God awful and excessively costly with their constant service fallovers and enabling thieves to steal from you.

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### "Quality product with the price tag" — 5.0/5

> **Verified Reviewer** | *2 December 2024* | Education Management | Recommendation rating: 10.0/10
> 
> **Pros**: Easy to mold to the items and categories you want
> 
> **Cons**: expensive - clever to take a cut every payment, however is expensive for small businesses who do not have the turnover
> 
> Excellent product and love using it, however expensive

-----

### "Great to use for small businesses." — 5.0/5

> **Rex** | *24 September 2024* | Marketing & Advertising | Recommendation rating: 8.0/10
> 
> **Pros**: Simple to implement products and POS is very easy to manage.
> 
> **Cons**: Connection can sometimes disconnect to the mobile terminal and requires a restart which can slow down service.
> 
> A simple way to process card payments and very easy to implement into the business.

-----

### "EFTPOS Solution" — 4.0/5

> **Avery** | *5 September 2024* | Sports | Recommendation rating: 8.0/10
> 
> **Pros**: It was a very useful option especially during quiz night fundraisers and bake sales at training sessions.
> 
> **Cons**: It did have a tendency of freezing when in use. It's been a year since I actually used it so I'm sure the bug has been dealt with. If I ran a weekly market stall or something I would have continued using it.
> 
> Once you add the categories/specific items it's an easy way to process transactions.

-----

### "Square - Make payments with ease" — 5.0/5

> **Veronica** | *24 October 2024* | Design | Recommendation rating: 3.0/10
> 
> **Pros**: Square payments are the perfect tool for your business and assist in organisation and payments. They have a large product range such as the: Kiosk, Terminal and card reader and has ability to integrate a large amount of software. Square is fast, easy and efficient.
> 
> **Cons**: they may be higher transaction fees than some competitors
> 
> Square has been a tool which can be a great asset to a business. It has been a positive user experience due to its ease of use and various product options.

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## Links

- [View on Capterra](https://www.capterra.com.au/software/170278/square-payments-processing)

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