---
description: Learn more about Xero price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs.
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title: Xero Cost & Reviews - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Accounts Receivable Software](/directory/30521/accounts-receivable/software) > [Xero](/software/169561/xero)

# Xero

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> Xero is an online accounting software solution for small businesses, sole traders, and accountants in any industry.
> 
> Verdict: Rated **4.4/5** by 3321 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Xero?

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.4/5** | 3321 Reviews |
| Ease of Use | 4.4/5 | Based on overall reviews |
| Customer Support | 4.0/5 | Based on overall reviews |
| Value for Money | 4.2/5 | Based on overall reviews |
| Features | 4.3/5 | Based on overall reviews |
| Recommendation percentage | 80% | (8/10 Likelihood to recommend) |

## About the vendor

- **Company**: Xero
- **Founded**: 2006

## Commercial Context

- **Starting Price**: $3.50
- **Pricing model**: Flat Rate (Free Trial)
- **Pricing Details**: Ignite: $3.50/month&#10;Grow: $7/month&#10;Comprehensive: $9/month&#10;Ultimate 10: $11.50/month
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile)
- **Supported Languages**: English
- **Available Countries**: Australia, Canada, Hong Kong SAR China, India, Indonesia, Ireland, Malaysia, New Zealand, Philippines, Singapore, South Africa, United Arab Emirates, United Kingdom, United States

## Features

- Access Controls/Permissions
- Accounting
- Accounts Payable
- Accounts Receivable
- Audit Trail
- Case Management
- Client Management
- Client Portal
- Consolidation/Roll-Up
- Customer Statements
- Customisable Invoices
- Data Import/Export
- Delivery Management
- Direct Deposit
- Document Management
- Due Date Tracking
- Estimating
- Expense Tracking
- Financial Analysis
- Financial Reporting
- Fund Accounting
- General Ledger
- Income & Balance Sheet
- Inventory Control
- Inventory Management
- Invoice Management
- Invoice Processing
- Mobile Payments
- Monitoring
- Order Management
- Order Tracking
- Payment Collection
- Payment Processing
- Payroll Management
- Payroll Reporting
- Profit/Loss Statement
- Project Management
- Quotes/Estimates
- Real-Time Data
- Receipt Management
- Receivables Ledger
- Reimbursement Management
- Task Management
- Tax Calculation
- Tax Compliance
- Time & Expense Tracking
- Time Tracking
- Transaction Management
- Trust Accounting
- W-2 Preparation

... and 54 more features

## Integrations (144 total)

- Accelo
- Actionstep
- ActiveCollab
- Acuity Scheduling
- Administrate Training Management
- Adobe Commerce
- Agile CRM
- ApprovalMax
- AroFlo
- AutoEntry
- BigCommerce
- BlueFolder
- Buildertrend
- Capsule
- Chargebee

... and 129 more integrations

## Support Options

- Email/Help Desk
- FAQs/Forum
- Knowledge Base
- 24/7 (Live rep)
- Chat

## Category

- [Accounts Receivable Software](https://www.capterra.com.au/directory/30521/accounts-receivable/software)

## Related Categories

- [Accounting Software](https://www.capterra.com.au/directory/1/accounting/software)
- [Accounts Payable Software](https://www.capterra.com.au/directory/30520/accounts-payable/software)
- [Accounts Receivable Software](https://www.capterra.com.au/directory/30521/accounts-receivable/software)
- [Construction Accounting Software](https://www.capterra.com.au/directory/20003/construction-accounting/software)
- [School Accounting Software](https://www.capterra.com.au/directory/20015/school-accounting/software)

## Alternatives

1. [QuickBooks Online](https://www.capterra.com.au/software/141374/quickbooks-online) — 4.3/5 (8516 reviews)
2. [QuickBooks Enterprise](https://www.capterra.com.au/software/46497/quickbooks-enterprise) — 4.5/5 (20672 reviews)
3. [NetSuite](https://www.capterra.com.au/software/135757/netsuite) — 4.2/5 (2067 reviews)
4. [Sage Intacct](https://www.capterra.com.au/software/76/intacct) — 4.3/5 (716 reviews)
5. [QuickBooks Online Advanced](https://www.capterra.com.au/software/189398/quickbooks-online) — 4.4/5 (1049 reviews)

## Reviews

### "Xero , or how to simplify your accounting" — 5.0/5

> **Charly** | *3 May 2026* | Food & Beverages | Recommendation rating: 10.0/10
> 
> **Pros**: The conveniency and the user friendly part , I do use Xero since 3 years now over 2 businesses , simple to learn and so much time saved
> 
> **Cons**: to be honest , everything is pretty great when using Xero , I couldn't fault anything for now beside of the website being off once in a while
> 
> Overall it has been great , I have tried MYOB before but Xero is way more user friendly , fast , cheap and convenient

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### "Perfect for small businesses" — 5.0/5

> **Jasmine** | *22 April 2026* | Accounting | Recommendation rating: 10.0/10
> 
> **Pros**: It's very user friendly. The bank feeds, journals, AP and AR function are all very straightforward and the layout is nice to use.
> 
> **Cons**: Importing the chart of accounts can get a bit complicated, but that's expected. There's not much else I don't like.
> 
> Xero is one of the best accounting softwares I have used. It's very user friendly and perfect for small businesses. The limitation is for bigger businesses that have multiple subsidiaries, however for small businesses wanting to manage everyday accounting, it's the perfect choice.

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### "User friendly, especially for individuals" — 5.0/5

> **Deborah** | *16 January 2026* | Consumer Services | Recommendation rating: 8.0/10
> 
> **Pros**: It is very user friendly, especially for small self employed businesses\! &#10;Customer support are prompt in replying.
> 
> **Cons**: Would be great if there was a Favourites area on the home screen for easy referral to what is incoming/outgoing/owing rather than having to open issued invoices individually.&#10;Also would like to be able to label transactions when reconciling, so that instead of deleting lines individually from bank statement import that are personal transaction not related to my business in any way, a label will then just disregard the transaction instead of continually trying to match it with a Xero item code.
> 
> So far, so good.&#10;A lot of helpful articles available and the Help desk is also prompt with responding.

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### "Efficient and User-Friendly Cloud Accounting Solutio" — 5.0/5

> **Joseph** | *20 August 2025* | Building Materials | Recommendation rating: 6.0/10
> 
> **Pros**: User-friendly interface – very intuitive design makes it easy to navigate and reduces training time.&#10;•Cloud-based accessibility – being able to log in anytime, anywhere, and collaborate with clients in real time is extremely valuable.&#10;•Automation – features like bank feeds, rules, and automatic reconciliations save a lot of manual work.&#10;•Integration – strong ecosystem with add-ons (payroll, projects, reporting tools, etc.) that connect seamlessly.&#10;•Real-time reporting – up-to-date financial information helps with decision-making and client advisory.&#10;•Collaboration – multiple users (including accountants, bookkeepers, and business owners) can work simultaneously.
> 
> **Cons**: •Reporting limitations – the standard reports are good, but sometimes lack depth or customization compared to larger ERP systems.&#10;•Payroll complexity (AU/NZ regions) – payroll setup and compliance updates can be a bit tricky to manage.&#10;•Large transaction volume performance – with very high data volumes, it can feel slower compared to desktop software.

-----

### "Great for non-finance people" — 5.0/5

> **Anonymous User** | *19 November 2025* | Marketing & Advertising | Recommendation rating: 9.0/10
> 
> **Pros**: Xero makes managing my finances so much easier. Invoicing is straightforward, I can easily reconcile all of my transactions and can run reports without having any finance knowledge. My accountant can also access it easily to do my taxes.
> 
> **Cons**: I wish it was cheaper. I'm quite a lite user but spend a fair amount of money each month to use the platform.
> 
> I've been using Xero for a number of years now and think it's great. I don't enjoy finance and accounting but Xero makes it really easy\!

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## Links

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