--- description: Learn more about Stripe price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Stripe Cost & Reviews - Capterra Australia 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Stripe](/software/123889/stripe) # Stripe Canonical: https://www.capterra.com.au/software/123889/stripe Page: 1 / 134\ Next: [Next page](https://www.capterra.com.au/software/123889/stripe?page=2) > Stripe offers payment processing APIs for online commerce, helping businesses accept payments and expand with AI features. > > Verdict: Rated **4.6/5** by 3309 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Stripe? Stripe is used by online retailers, SaaS companies, marketplaces, AI companies, platforms, crypto businesses, creator economy platforms, and global enterprises. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 3309 Reviews | | Ease of Use | 4.5/5 | Based on overall reviews | | Customer Support | 4.2/5 | Based on overall reviews | | Value for Money | 4.4/5 | Based on overall reviews | | Features | 4.5/5 | Based on overall reviews | | Recommendation percentage | 80% | (8/10 Likelihood to recommend) | ## About the vendor - **Company**: Stripe - **Location**: San Francisco, US - **Founded**: 2009 ## Commercial Context - **Pricing model**: Usage Based - **Pricing Details**: Access a complete payments platform with simple, pay-as-you-go pricing that begins at 2.9% + 30¢ per successful card charge. Get everything you need to manage payments plus hundreds of feature updates per year with no monthly, setup, or hidden fees. - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) - **Supported Languages**: Bulgarian, Chinese, Czech, Danish, Dutch, English, Estonian, Finnish, German, Greek, Hungarian, Italian, Japanese, Latvian, Lithuanian, Malay, Norwegian, Polish, Portuguese, Romanian, Russian, Slovak, Slovenian, Spanish, Swedish, Turkish - **Available Countries**: Australia, Austria, Belgium, Brazil, Bulgaria, Canada, Cyprus, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, Hong Kong SAR China, Hungary, India, Ireland, Italy, Japan and 21 more ## Features - ACH Payment Processing - API - Billing & Invoicing - Credit Card Processing - Data Security - Debit/Credit Card Processing - Electronic Payments - In-Person Payments - Mobile Access - Mobile Payments - Multi-Currency - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Point of Sale (POS) - Receipt Management - Recurring/Subscription Billing - Reporting & Statistics - Reporting/Analytics - Third-Party Integrations - Transaction Management - Transaction Monitoring ## Integrations (109 total) - 123FormBuilder - ABC Glofox - Accelevents - Accelo - AccountsPortal - Attribution - Avalara - Avaza - Baremetrics - BigCommerce - Bizness Apps - Blinksale - Bookinglayer - Bookwhen - ChargeKeep ... and 94 more integrations ## Support Options - Email/Help Desk - FAQs/Forum - Knowledge Base - 24/7 (Live rep) - Chat ## Category - [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software) ## Related Categories - [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software) - [Cryptocurrency Wallet Software](https://www.capterra.com.au/directory/33075/cryptocurrency-wallets/software) - [Currency Exchange Software](https://www.capterra.com.au/directory/10053/currency-exchange/software) - [Cryptocurrency Exchange Platforms](https://www.capterra.com.au/directory/33575/cryptocurrency-exchange/software) - [Mobile Credit Card Processing Software](https://www.capterra.com.au/directory/31089/mobile-credit-card-processing/software) ## Alternatives 1. [PayPal](https://www.capterra.com.au/software/179251/paypal) — 4.6/5 (26301 reviews) 2. [Venmo](https://www.capterra.com.au/software/182159/venmo-) — 4.7/5 (9271 reviews) 3. [Square Payments](https://www.capterra.com.au/software/170278/square-payments-processing) — 4.7/5 (2672 reviews) 4. [Square Point of Sale](https://www.capterra.com.au/software/154907/square-point-of-sale) — 4.6/5 (3021 reviews) 5. [Stax](https://www.capterra.com.au/software/157492/fattmerchant-payments-online) — 4.0/5 (117 reviews) ## Reviews ### "Great value payment platform with fast payouts" — 5.0/5 > **David** | *1 April 2026* | Education Management | Recommendation rating: 8.0/10 > > **Pros**: Stripe has been very reliable for our business and offers strong value for money compared to alternatives. A recent advantage for us is the instant payouts, which significantly improves cash flow and reduces the stress of waiting on funds. The platform is easy to use, integrates well with other systems, and makes managing payments straightforward. > > **Cons**: Fees can add up as volume grows, especially for smaller transactions, and it’s not always easy to clearly see the total cost impact at a glance. > > Overall, Stripe has been a great fit for our business. It’s dependable, flexible, and supports growth without adding too much operational complexity. The instant payout feature alone makes a big difference to day-to-day cash flow, and the system has scaled well as we’ve grown. ----- ### "Stripe Review" — 3.0/5 > **Emma** | *13 November 2025* | Hospitality | Recommendation rating: 5.0/10 > > **Pros**: Features like subscriptions/billing, marketplace / platform support (via Connect), fraud-detection tools, payout scheduling, and dashboard analytics level it up beyond a simple payment gateway. > > **Cons**: Stripe assesses merchant risk dynamically, sometimes sudden account suspensions or holds on funds with little notice > > Tech-enabled teams that can manage integration, monitor risk, and respond to payment‐processor issues. ----- ### "Wipe Stripe" — 1.0/5 > **Mark** | *9 December 2025* | Construction | Recommendation rating: 0.0/10 > > **Pros**: Stripe promised to make it easier for our customers to make payments but then the payments are put into some sort of holding period so even though the clients have made payment, we haven't still received it. > > **Cons**: They didn't say is that they are going to hold onto our money for what ever period of time, is this going to be a week? In the mean time they told us payment was successful. Also they take a nice chunk out of your payment. > > Not good, they advise that you cant remove strip otherwise any outstanding payments may not go through. Therefore you cant remove it as a payment system until all of the stripe payments are made and accounted for. ----- ### "Accept all payments with just a few lines of code - Stripe it\!" — 4.0/5 > **Paul** | *18 January 2026* | Computer Software | Recommendation rating: 9.0/10 > > **Pros**: Stripe makes integrating payments into your projects quick and easy. APIs and Stripe checkout make it quick and simple to get up and running, without having to worry about implementing your own security etc - with just a few lines of code. Stripe accepts almost all currencies, and supports heaps of integrations. > > **Cons**: Stripe can be expensive, especially for international transactions with currency conversions. Advanced reporting analytics requires extra tools, but the included reporting should be adequate for most requirements. > > It is obvious that Stripe has made it quick and easy for developers to get payments up and running in very little time and with little effort. The ecosystem, pre-built solutions and integrations allow for flexibility and the scope for advanced functionality. You don't need to be a payments or billing expert to get Stripe implemented. ----- ### "Happy Customer" — 5.0/5 > **Eden** | *30 April 2025* | Health, Wellness & Fitness | Recommendation rating: 10.0/10 > > **Pros**: I found it super easy to set up and use. I am a new business owner so that was very important for me > > **Cons**: I am a new business owner so I actually have not used any other app, There is nothing I dont like yet > > As am new to personal training systems, I found it super easy to set up and use. My experience has been quite pleasant ----- Page: 1 / 134\ Next: [Next page](https://www.capterra.com.au/software/123889/stripe?page=2) ## Links - [View on Capterra](https://www.capterra.com.au/software/123889/stripe) ## This page is available in the following languages | Locale | URL | | de | | | de-AT | | | de-CH | | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | | es | | | es-AR | | | es-CL | | | es-CO | | | es-CR | | | es-DO | | | es-EC | | | es-MX | | | es-PA | | | es-PE | | | fr | | | fr-BE | | | fr-CA | | | fr-LU | | | it | | | ja | | | nl | | | nl-BE | | | pl | | | pt | | | pt-PT | | | sv | | ----- ## Structured Data