--- description: Learn more about Payarc price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs. image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress title: Payarc Cost & Reviews - Capterra Australia 2026 --- Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Payarc](/software/1042641/payarc) # Payarc Canonical: https://www.capterra.com.au/software/1042641/payarc Page: 1 / 4\ Next: [Next page](https://www.capterra.com.au/software/1042641/payarc?page=2) > PAYARC is an all-in-one, personalized payment processor focusing on merchant services and payment processing. > > Verdict: Rated **4.6/5** by 63 users. Top-rated for **Likelihood to recommend**. ----- ## Overview ### Who Uses Payarc? Payarc partners with agents, ISOs, merchants (small and medium-sized businesses, e-commerce, and large corporations), SaaS companies, financial institutions, and venture capital firms. ## Quick Stats & Ratings | Metric | Rating | Detail | | **Overall** | **4.6/5** | 63 Reviews | | Ease of Use | 4.6/5 | Based on overall reviews | | Customer Support | 4.7/5 | Based on overall reviews | | Value for Money | 4.6/5 | Based on overall reviews | | Features | 4.6/5 | Based on overall reviews | | Recommendation percentage | 90% | (9/10 Likelihood to recommend) | ## About the vendor - **Company**: PAYARC ## Commercial Context - **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+ - **Deployment & Platforms**: Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop) - **Supported Languages**: English - **Available Countries**: United States ## Features - ACH Payment Processing - Billing & Invoicing - Debit/Credit Card Processing - In-Person Payments - Mobile Payments - Multiple Payment Options - PCI Compliance - Payment Fraud Prevention - Payment Gateway Integration - Recurring/Subscription Billing - Reporting/Analytics - Transaction Monitoring ## Support Options - Email/Help Desk - FAQs/Forum - Phone Support - 24/7 (Live rep) ## Category - [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software) ## Alternatives 1. 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Payarc would bill merchants for services they did not sign up for so we had to continually call and have them removed. Starting in Oct/Nov 2025 they started invoicing merchant after the merchant terminated services. When the merchant refused to pay the invoice, Payarc would turn around and deduct those fees from the Agent residuals. The invoices were large amounts, often thousands of dollars. I found out that there is a prominent law firm in South Florida investigating Payarc for a class action lawsuit. Several of my merchants have been contacted so I spoke with the firm. They seem to have a substantial case for their clients. From what I can gather, it's been alleged that Payarc is adding monthly fees and services to the merchants accounts with the merchant's knowledge, without the agent/rep knowledge, and/or without proper notification on the merchant's statement. Apparently, according to the complaint being prepared, this has been going on for years. Also, I believe I understood it to read, Payarc questionable billing practices included inflating the interchange fees. > > My overall experience with Payarc has been that of a miserable one. The customer service department is slow to take care of merchant issues, the technical support team seems to like the basic working knowledge of many of the technical details for most of its equipment offering, the account manager rarely has the answer and is slow to get back to me if he follows up at all, the risk department seem to misquote deposit dates after a merchant's funds have been diverted, underwriting's criteria seems to change with the wind, and the executive staff's word (in my opinion) should NEVER be trusted. These guys can talk a monkey out of his banana. Then you rarely, if ever, hear from them again. BE CAREFUL dealing with PAYARC\! ----- ### "They love to Lie to youn" — 1.0/5 > **Calvin** | *15 May 2024* | Construction | Recommendation rating: 0.0/10 > > **Pros**: Not a damn thing this company is hot garbage and thats where they belong > > **Cons**: Payments necer on time holds on money pushing Payments pay out and deposits days into a week or two > > Lied to bullshited told that when i first started with this company one this and almost every day having to call them and do there job for them witch i have my own business to run and now i have to run yours to hahahaha they are a joke ----- ### "Dont Sign with PayArc there are much better providers out there." — 1.0/5 > **Joseph** | *3 July 2024* | Publishing | Recommendation rating: 0.0/10 > > **Pros**: Their service is adequate and provides the benefits offered > > **Cons**: When carrying out the review of their service with the salesperson they omitted to mention that if for any reason you wish to stop the service before an initial three year period a termination fee of $500 is applicable. > > The seemingly great offer of minimal fees and free processing unit hides a serious financial penalty that is significant. ----- ### "Great experience" — 5.0/5 > **Stefan Loyd** | *10 January 2024* | Furniture | Recommendation rating: 9.0/10 > > **Pros**: Their customer service is very responsive. > > **Cons**: I would like to have more features for report generation like exporting to excel ----- ### "Worse payment payer" — 1.0/5 > **Islande** | *4 June 2024* | Accounting | Recommendation rating: 0.0/10 > > **Pros**: nothing at all, stay away from them at all cost > > **Cons**: Everything, especially customer service and finance department > > Do not conduct business with them, they are the worse payment payer company, their is no support available when need, they will charge you for service that was not rendered. ----- Page: 1 / 4\ Next: [Next page](https://www.capterra.com.au/software/1042641/payarc?page=2) ## Links - [View on Capterra](https://www.capterra.com.au/software/1042641/payarc) ## This page is available in the following languages | Locale | URL | | en | | | en-AE | | | en-AU | | | en-CA | | | en-GB | | | en-IE | | | en-IL | | | en-IN | | | en-NZ | | | en-SG | | | en-ZA | | ----- ## Structured Data