---
description: Learn more about Afterpay price, benefits, and disadvantages for businesses in Australia. Read reviews from verified users and discover similar tools that fit your business needs.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Afterpay Cost & Reviews - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Afterpay](/software/1012480/afterpay)

# Afterpay

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> Afterpay pioneered a better way to pay. Customers shop now, pay over 6 weeks, and never pay interest. Merchants get paid upfront.
> 
> Verdict: Rated **4.6/5** by 306 users. Top-rated for **Likelihood to recommend**.

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## Overview

### Who Uses Afterpay?

It caters to businesses in banking, customer services, marketing \&amp; advertising, and more.

## Quick Stats & Ratings

| Metric | Rating | Detail |
| **Overall** | **4.6/5** | 306 Reviews |
| Ease of Use | 4.6/5 | Based on overall reviews |
| Customer Support | 4.3/5 | Based on overall reviews |
| Value for Money | 4.5/5 | Based on overall reviews |
| Features | 4.6/5 | Based on overall reviews |
| Recommendation percentage | 90% | (9/10 Likelihood to recommend) |

## About the vendor

- **Company**: Square
- **Location**: San Francisco, US
- **Founded**: 2009

## Commercial Context

- **Pricing Details**: Please contact Afterpay for information on pricing.
- **Target Audience**: Self Employed, 2–10, 11–50, 51–200, 201–500, 501–1,000, 1,001–5,000, 5,001–10,000, 10,000+
- **Deployment & Platforms**: Cloud, SaaS, Web-based
- **Supported Languages**: English, French
- **Available Countries**: Australia, Canada, Finland, France, Italy, New Zealand, Spain, United Kingdom, United States

## Features

- ACH Payment Processing
- Debit/Credit Card Processing
- Mobile Payments
- Multiple Payment Options
- Payment Fraud Prevention
- Recurring/Subscription Billing
- Reporting/Analytics

## Integrations (15 total)

- Adobe Commerce
- Adyen
- BigCommerce
- Ecwid
- Online Auction System
- OpenCart
- PrestaShop
- Rocketspark
- Shopify
- Shopify Plus
- Spree
- Squarespace
- Stripe
- Wix
- WooCommerce

## Support Options

- Knowledge Base

## Category

- [Payment Processing Software](https://www.capterra.com.au/directory/30232/payment-processing/software)

## Alternatives

1. [NetSuite](https://www.capterra.com.au/software/135757/netsuite) — 4.2/5 (2003 reviews)
2. [PayPal](https://www.capterra.com.au/software/179251/paypal) — 4.6/5 (26303 reviews)
3. [Venmo](https://www.capterra.com.au/software/182159/venmo-) — 4.7/5 (9271 reviews)
4. [Stripe](https://www.capterra.com.au/software/123889/stripe) — 4.6/5 (3310 reviews)
5. [Square Payments](https://www.capterra.com.au/software/170278/square-payments-processing) — 4.7/5 (2673 reviews)

## Reviews

### "Afterpay is Makes Shopping Easy" — 5.0/5

> **Julius** | *2 December 2024* | Construction | Recommendation rating: 10.0/10
> 
> **Pros**: This is probably the best way to purchase an item and pay later on an agreed payment period. The feature that I like the most about Afterpay is easy way to pay for your purchased items either in store or online. It also gives users the flexibility to pay in 4 easy instalments.
> 
> **Cons**: The payments being spread out into 4 instalment periods (2 weeks between each payment) is great but I do not like the scheme of charging the customers 25% of the total amount on the onset. I would wish that that first payment would be paid 2 weeks after the purchase is made.
> 
> I enjoy using Afterpay and I have a great overall experience. This provides consumer enough time to save for the succeeding payments with so little interests as compared to ordinary credit cards that has great inflated interests.

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### "Afterpay is your shopping MUST\!" — 5.0/5

> **Denis** | *17 December 2024* | Environmental Services | Recommendation rating: 10.0/10
> 
> **Pros**: So easy to use\! So good for my cashflow. And makes me buy more than I would usually buy\! Win Win\! And the most important thing, it DOES NOT affect your credit report when you join Afterpay and use it\!
> 
> **Cons**: You can't really customize your repayments but I guess that's the deal when it's free of charge\! ;)
> 
> Excellent. Very satisfied. App very easy to use online and in store. No fees to pay. &#10;Can't complain\!

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### "Easy of use" — 5.0/5

> **tania** | *23 September 2025* | Construction | Recommendation rating: 10.0/10
> 
> **Pros**: I liked the option of secure payments and the 4 instalment option. It also allows 4 payments to be made on credit card
> 
> **Cons**: no thing it was easy to use and has a very good app that is easy to navigate around. Nothing negative to say
> 
> My overall experience is a very positive one. no issues and very easy to use and manage just from a app

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### "A life saver\!" — 5.0/5

> **Cameron** | *21 June 2025* | Food & Beverages | Recommendation rating: 10.0/10
> 
> **Pros**: Afterpay is a life saver\! Times have been tough\! And I’ve really relied on Afterpay to help with groceries\! What I really like is the entire purpose of Afterpay\! Pay it later and with that there aren’t outrageous charges added to anything\!
> 
> **Cons**: Perhaps the return process, or adjustments are sometimes confusing. That could very much be my own understanding.
> 
> Overall it’s essential for my household, it’s a wonderful app and its growth continues to amaze me\! So many more shops

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### "AFTERPAY IS GREAT" — 5.0/5

> **ALFREDO** | *27 March 2026* | Warehousing | Recommendation rating: 10.0/10
> 
> **Pros**: Excellent service, their financing is much better than a credit card. Happy to use this service and excellent customer service, 24/7
> 
> **Cons**: Nothing negative, quite the opposite. Easy to use, excellent customer service, and it is one of my favorite apps to make my payments.
> 
> I feel comfortable using Afterpay. I like its payment method and its low interest rate. Cybersecurity is of high quality

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## Links

- [View on Capterra](https://www.capterra.com.au/software/1012480/afterpay)

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| de-CH | <https://www.capterra.ch/software/1012480/afterpay> |
| en | <https://www.capterra.com/p/229452/Afterpay/> |
| en-AE | <https://www.capterra.ae/software/1012480/afterpay> |
| en-AU | <https://www.capterra.com.au/software/1012480/afterpay> |
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| nl | <https://www.capterra.nl/software/1012480/afterpay> |
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