---
description: Compare SAP Concur vs Penny to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: SAP Concur vs Penny Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Medical Accounting Software](/directory/32589/medical-accounting/software) > [SAP Concur \<span\>vs\</span\> Penny](https://www.capterra.com.au/compare/380/160900/concur-expense/vs/penny)

# Compare SAP Concur vs Penny

Canonical: https://www.capterra.com.au/compare/380/160900/concur-expense/vs/penny

> Detailed comparison between SAP Concur and Penny. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | SAP Concur | Penny |
| **Overall rating** | 4.3/5 | 4.1/5 |
| **Total Reviews** | 2240 | 10 |
| **Starting Price** | - | - |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat | 24/7 (Live rep) |
| **Training** | Live Online, Webinars, Documentation, Videos | Live Online, Documentation |

## Best for

### SAP Concur

SAP Concur is a leading cloud-based spend management solution that helps small, medium, and large businesses automate and simplify expense reporting, travel booking, and invoice processing.

### Penny

Small to medium sized businesses with between 5-250 employees.

## Key features

### SAP Concur

- API
- Accounting
- Accounts Payable
- Activity Dashboard
- Activity Tracking
- Aging Tracking
- Approval Process Control
- Customizable Reports
- Dashboard
- Data Import/Export
- Duplicate Payment Alert
- Mobile Receipt Upload
- Real-time Alerts
- Receipt Management
- Reimbursement Management
- Reminders
- Spend Control
- Travel Management
- Vendor Management

### Penny

- API
- Activity Dashboard
- Approval Process Control
- Data Import/Export
- Mobile Receipt Upload
- Receipt Management
- Spend Control
- Transaction Monitoring

## Links

- [View SAP Concur Profile](https://www.capterra.com.au/software/380/concur-expense)
- [View Penny Profile](https://www.capterra.com.au/software/160900/penny)
- [View Original Comparison](https://www.capterra.com.au/compare/380/160900/concur-expense/vs/penny)

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