---
description: Compare PaymentCloud vs NMI Payments to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: PaymentCloud vs NMI Payments Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Mobile Credit Card Processing Software](/directory/31089/mobile-credit-card-processing/software) > [PaymentCloud \<span\>vs\</span\> NMI Payments](https://www.capterra.com.au/compare/191870/197203/payment-cloud/vs/nmi)

# Compare PaymentCloud vs NMI Payments

Canonical: https://www.capterra.com.au/compare/191870/197203/payment-cloud/vs/nmi

> Detailed comparison between PaymentCloud and NMI Payments. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | PaymentCloud | NMI Payments |
| **Overall rating** | 4.7/5 | 4.6/5 |
| **Total Reviews** | 18 | 5 |
| **Starting Price** | USD 0.01 | - |
| **Free Trial** | - | - |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Windows (Desktop) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | Live Online, Documentation | Live Online, Webinars, Documentation, Videos |

## Best for

### PaymentCloud

PaymentCloud has the infrastructure to support any business type. This can be low risk, in-person retail or ecommerce companies in tech support, subscription services, CBD, etc.

### NMI Payments

NMI Payments is used by SaaS platforms, software companies, ISOs (Independent Sales Organizations), banks and payment facilitators (PayFacs)

## Key features

### PaymentCloud

- ACH Payment Processing
- API
- Accounting Integration
- CRM
- Compliance Management
- Credit Card Management
- Data Security
- Electronic Payments
- Electronic Signature
- Fraud Detection
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Multi-Currency
- PCI Compliance
- Point of Sale (POS)
- Real-Time Data
- Real-Time Reporting
- Reporting & Statistics
- Reporting/Analytics

### NMI Payments

- ACH Payment Processing
- API
- Accounting Integration
- CRM
- Compliance Management
- Credit Card Management
- Data Security
- Electronic Payments
- Electronic Signature
- Fraud Detection
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Multi-Currency
- PCI Compliance
- Point of Sale (POS)
- Real-Time Data
- Real-Time Reporting
- Reporting & Statistics
- Reporting/Analytics

## Links

- [View PaymentCloud Profile](https://www.capterra.com.au/software/191870/payment-cloud)
- [View NMI Payments Profile](https://www.capterra.com.au/software/197203/nmi)
- [View Original Comparison](https://www.capterra.com.au/compare/191870/197203/payment-cloud/vs/nmi)

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