---
description: Compare 8am AffiniPay vs Klarna to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: 8am AffiniPay vs Klarna Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [8am AffiniPay \<span\>vs\</span\> Klarna](https://www.capterra.com.au/compare/186952/1013330/affinipay-for-associations/vs/klarna)

# Compare 8am AffiniPay vs Klarna

Canonical: https://www.capterra.com.au/compare/186952/1013330/affinipay-for-associations/vs/klarna

> Detailed comparison between 8am AffiniPay and Klarna. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | 8am AffiniPay | Klarna |
| **Overall rating** | 4.8/5 | 3.7/5 |
| **Total Reviews** | 57 | 100 |
| **Starting Price** | - | - |
| **Free Trial** | Yes | No |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | FAQs/Forum, Knowledge Base, 24/7 (Live rep) |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Documentation |

## Best for

### 8am AffiniPay

Professional, trade, membership associations, clubs, boosters, societies

### Klarna

\-

## Key features

### 8am AffiniPay

- ACH Payment Processing
- API
- Billing & Invoicing
- Customisable Branding
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Real-Time Data
- Receipt Management
- Reporting/Analytics
- Search/Filter
- Status Tracking
- Transaction Monitoring

### Klarna

- Customisable Branding
- Data Security
- Debit/Credit Card Processing
- Mobile Payments
- Multi-Currency
- Multiple Payment Options
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Reminders
- Reporting/Analytics

## Links

- [View 8am AffiniPay Profile](https://www.capterra.com.au/software/186952/affinipay-for-associations)
- [View Klarna Profile](https://www.capterra.com.au/software/1013330/klarna)
- [View Original Comparison](https://www.capterra.com.au/compare/186952/1013330/affinipay-for-associations/vs/klarna)

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