---
description: Compare PayPal vs Square Virtual Terminal to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: PayPal vs Square Virtual Terminal Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Chargeback Management Software](/directory/33796/chargeback-management/software) > [PayPal \<span\>vs\</span\> Square Virtual Terminal](https://www.capterra.com.au/compare/179251/190305/paypal/vs/square-payments-processing)

# Compare PayPal vs Square Virtual Terminal

Canonical: https://www.capterra.com.au/compare/179251/190305/paypal/vs/square-payments-processing

> Detailed comparison between PayPal and Square Virtual Terminal. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | PayPal | Square Virtual Terminal |
| **Overall rating** | 4.6/5 | 4.7/5 |
| **Total Reviews** | 26301 | 36 |
| **Starting Price** | USD 0.29 | - |
| **Free Trial** | No | - |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat |
| **Training** | Documentation, Videos | In Person, Documentation |

## Best for

### PayPal

PayPal caters to small business, eCommerce platforms, marketplace, enterprises, or developers and offers payment processing solutions.

### Square Virtual Terminal

From a one-person shop just starting out, to an enterprise scaling their operations, Square works for every type of business.

## Key features

### PayPal

- API
- Activity Dashboard
- Billing & Invoicing
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Fraud Detection
- In-Person Payments
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics
- Sales Reports
- Transaction History

### Square Virtual Terminal

- API
- Activity Dashboard
- Billing & Invoicing
- Credit Card Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Fraud Detection
- In-Person Payments
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics
- Sales Reports
- Transaction History

## Links

- [View PayPal Profile](https://www.capterra.com.au/software/179251/paypal)
- [View Square Virtual Terminal Profile](https://www.capterra.com.au/software/190305/square-payments-processing)
- [View Original Comparison](https://www.capterra.com.au/compare/179251/190305/paypal/vs/square-payments-processing)

-----

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