---
description: Compare Square Payments vs Cheddar Up to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Square Payments vs Cheddar Up Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments \<span\>vs\</span\> Cheddar Up](https://www.capterra.com.au/compare/170278/1037769/square-payments-processing/vs/cheddar-up)

# Compare Square Payments vs Cheddar Up

Canonical: https://www.capterra.com.au/compare/170278/1037769/square-payments-processing/vs/cheddar-up

> Detailed comparison between Square Payments and Cheddar Up. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Square Payments | Cheddar Up |
| **Overall rating** | 4.7/5 | 4.9/5 |
| **Total Reviews** | 2672 | 82 |
| **Starting Price** | - | USD 0.00 |
| **Free Trial** | No | No |
| **Free Version** | Yes | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | In Person, Documentation, Videos | Webinars, Documentation, Videos |

## Best for

### Square Payments

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

### Cheddar Up

Any organizer who needs to collect money from a group - non-profits, schools, scouts, teams, clubs, bands and orchestras, coworkers, and friends.

## Key features

### Square Payments

- ACH Payment Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- Sales Reports
- Transaction History

### Cheddar Up

- ACH Payment Processing
- Data Security
- Debit/Credit Card Processing
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Mobile Access
- Mobile Card Reader
- Multiple Payment Options
- Online Payments
- PCI Compliance
- Payment Fraud Prevention
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- Sales Reports
- Transaction History

## Links

- [View Square Payments Profile](https://www.capterra.com.au/software/170278/square-payments-processing)
- [View Cheddar Up Profile](https://www.capterra.com.au/software/1037769/cheddar-up)
- [View Original Comparison](https://www.capterra.com.au/compare/170278/1037769/square-payments-processing/vs/cheddar-up)

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