---
description: Compare Square Payments vs SwipeSimple to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Square Payments vs SwipeSimple Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Square Payments \<span\>vs\</span\> SwipeSimple](https://www.capterra.com.au/compare/170278/1023781/square-payments-processing/vs/swipesimple)

# Compare Square Payments vs SwipeSimple

Canonical: https://www.capterra.com.au/compare/170278/1023781/square-payments-processing/vs/swipesimple

> Detailed comparison between Square Payments and SwipeSimple. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Square Payments | SwipeSimple |
| **Overall rating** | 4.7/5 | 5.0/5 |
| **Total Reviews** | 2706 | 5 |
| **Starting Price** | - | - |
| **Free Trial** | No | - |
| **Free Version** | Yes | - |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | In Person, Documentation, Videos | Live Online, Documentation, Videos |

## Best for

### Square Payments

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

### SwipeSimple

US small businesses in service trades and health and wellness: HVAC, plumbing, electrical, auto repair, salons, chiropractic, dental, and similar owner-operated businesses.

## Key features

### Square Payments

- ACH Payment Processing
- Billing & Invoicing
- CRM
- Customer Database
- Data Security
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Invoice Management
- Mobile Access
- Mobile Card Reader
- PCI Compliance
- Partial Payments
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- SSL Security

### SwipeSimple

- ACH Payment Processing
- Billing & Invoicing
- CRM
- Customer Database
- Data Security
- Electronic Payments
- Electronic Signature
- In-Person Payments
- Invoice Management
- Mobile Access
- Mobile Card Reader
- PCI Compliance
- Partial Payments
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Reminders
- Reporting & Statistics
- Reporting/Analytics
- SSL Security

## Links

- [View Square Payments Profile](https://www.capterra.com.au/software/170278/square-payments-processing)
- [View SwipeSimple Profile](https://www.capterra.com.au/software/1023781/swipesimple)
- [View Original Comparison](https://www.capterra.com.au/compare/170278/1023781/square-payments-processing/vs/swipesimple)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Square Payments vs SwipeSimple Comparison - Capterra Australia 2026","description":"Compare Square Payments vs SwipeSimple to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.","url":"https://www.capterra.com.au/compare/170278/1023781/square-payments-processing/vs/swipesimple","about":[{"@id":"https://www.capterra.com.au/software/170278/square-payments-processing#software"},{"@id":"https://www.capterra.com.au/software/1023781/swipesimple#software"}],"breadcrumb":{"@id":"https://www.capterra.com.au/compare/170278/1023781/square-payments-processing/vs/swipesimple#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.capterra.com.au/compare/170278/1023781/square-payments-processing/vs/swipesimple#webpage","publisher":{"@id":"https://www.capterra.com.au/#organization"},"inLanguage":"en-AU","isPartOf":{"@id":"https://www.capterra.com.au/#website"}},{"name":"Square Payments","description":"Square Payments is a payment processing solution that enables businesses to accept payments in person, online, or on the go. The platform supports credit and debit cards, digital wallets such as Apple Pay and Google Pay, and buy now, pay later options through Afterpay. Payment processing integrates with essential business tools, providing instant access to sales revenue, detailed reporting, and fraud protection with encrypted transactions.\nThe solution includes hardware devices ranging from handheld readers to full point-of-sale systems, facilitating checkout experiences across different business environments. Square Payments connects to a broader platform that includes tools for online stores, invoicing, customer management, and staff scheduling. This integrated approach helps businesses maintain organized operations while delivering secure payment experiences. The platform is designed to scale and adapt as business needs evolve.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/720c65c7-75bb-4fa7-85a0-b4f57e9f2216.png","url":"https://www.capterra.com.au/software/170278/square-payments-processing","@type":"SoftwareApplication","@id":"https://www.capterra.com.au/software/170278/square-payments-processing#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":2706,"ratingValue":4.7},"operatingSystem":"Cloud, Android, Platform ios, Platform ipad"},{"name":"SwipeSimple","description":"SwipeSimple is a payment processing platform for small businesses in service and health and wellness, including HVAC, plumbing, electrical, auto repair, landscaping, salons, barbershops, spas, chiropractic, dental, and physical therapy. Merchants accept cards in person via mobile card reader, Tap to Pay on iPhone, or the SwipeSimple Terminal. A Virtual Terminal supports phone and keyed-entry payments. Invoices send by email or text, with additional tools including Payment Links, Text to Pay, Scheduled Payments, and cards on file. The App Marketplace includes QuickBooks Online Sync, an Appointments app for online booking, and a Text Loyalty and Reviews app. A reporting dashboard provides real-time sales data and exportable transaction history. Available to US merchants directly or through authorized partners.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/bd479c58-e77d-4b82-a128-d365bd48e576.png","url":"https://www.capterra.com.au/software/1023781/swipesimple","@type":"SoftwareApplication","@id":"https://www.capterra.com.au/software/1023781/swipesimple#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","bestRating":5,"ratingCount":5,"ratingValue":5.0},"operatingSystem":"Cloud, Apple, Windows, Linux, Chrome, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Payment Processing Software","position":2,"item":"/directory/30232/payment-processing/software","@type":"ListItem"},{"name":"Square Payments vs SwipeSimple","position":3,"item":"https://www.capterra.com.au/compare/170278/1023781/square-payments-processing/vs/swipesimple","@type":"ListItem"}],"@id":"https://www.capterra.com.au/compare/170278/1023781/square-payments-processing/vs/swipesimple#breadcrumblist"}]}
</script>