---
description: Compare Xero vs Ramp to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Xero vs Ramp Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payroll Software](/directory/30202/payroll/software) > [Xero \<span\>vs\</span\> Ramp](https://www.capterra.com.au/compare/169561/207081/xero/vs/ramp)

# Compare Xero vs Ramp

Canonical: https://www.capterra.com.au/compare/169561/207081/xero/vs/ramp

> Detailed comparison between Xero and Ramp. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Xero | Ramp |
| **Overall rating** | 4.4/5 | 4.9/5 |
| **Total Reviews** | 3273 | 216 |
| **Starting Price** | $3.50 | USD 15.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | In Person, Live Online, Webinars, Documentation, Videos |

## Best for

### Xero

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

### Ramp

Finance and accounting teams at mid-sized companies across all industries who want a better way to track and control spend, reimburse employees and match receipts, and speed up accounting processes.

## Key features

### Xero

- ACH Payment Processing
- API
- Accounting
- Accounts Payable
- Activity Tracking
- Ad hoc Reporting
- Billing & Invoicing
- Cash Flow Management
- Customizable Reports
- Duplicate Payment Alert
- Invoice Management
- Multi-Currency
- Project Management
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Reimbursement Management
- Spend Management
- Supplier Management
- Vendor Management

### Ramp

- ACH Payment Processing
- API
- Accounting
- Accounts Payable
- Activity Tracking
- Ad hoc Reporting
- Billing & Invoicing
- Cash Flow Management
- Customizable Reports
- Duplicate Payment Alert
- Invoice Management
- Multi-Currency
- Project Management
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Reimbursement Management
- Spend Management
- Supplier Management
- Vendor Management

## Links

- [View Xero Profile](https://www.capterra.com.au/software/169561/xero)
- [View Ramp Profile](https://www.capterra.com.au/software/207081/ramp)
- [View Original Comparison](https://www.capterra.com.au/compare/169561/207081/xero/vs/ramp)

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