---
description: Compare Xero vs Ivy to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Xero vs Ivy Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payroll Software](/directory/30202/payroll/software) > [Xero \<span\>vs\</span\> Ivy](https://www.capterra.com.au/compare/169561/1003113/xero/vs/ivy)

# Compare Xero vs Ivy

Canonical: https://www.capterra.com.au/compare/169561/1003113/xero/vs/ivy

> Detailed comparison between Xero and Ivy. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Xero | Ivy |
| **Overall rating** | 4.4/5 | 3.7/5 |
| **Total Reviews** | 3278 | 22 |
| **Starting Price** | $3.50 | - |
| **Free Trial** | Yes | - |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat | - |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | - |

## Best for

### Xero

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

### Ivy

Interior designers, architects, home builders, home remodelers, and home decor retailers.

## Key features

### Xero

- Accounting
- Billing & Invoicing
- Credit Card Processing
- Customisable Branding
- Customisable Invoices
- Customizable Reports
- Electronic Payments
- Financial Management
- Fund Management
- Invoice Creation
- Invoice History
- Mobile Access
- Mobile Payments
- Online Invoicing
- Payment Processing
- Project Billing
- Project Management
- Reporting & Statistics
- Third-Party Integrations
- Time & Expense Tracking

### Ivy

- Accounting
- Billing & Invoicing
- Credit Card Processing
- Customisable Branding
- Customisable Invoices
- Customizable Reports
- Electronic Payments
- Financial Management
- Invoice Creation
- Invoice History
- Mobile Access
- Mobile Payments
- Online Invoicing
- Payment Processing
- Project Billing
- Project Management
- Reporting & Statistics
- Third-Party Integrations
- Time & Expense Tracking

## Links

- [View Xero Profile](https://www.capterra.com.au/software/169561/xero)
- [View Ivy Profile](https://www.capterra.com.au/software/1003113/ivy)
- [View Original Comparison](https://www.capterra.com.au/compare/169561/1003113/xero/vs/ivy)

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