---
description: Compare Clover vs Square Virtual Terminal to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Clover vs Square Virtual Terminal Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Liquor Store POS Software](/directory/32577/liquor-store-pos/software) > [Clover \<span\>vs\</span\> Square Virtual Terminal](https://www.capterra.com.au/compare/166759/190305/clover/vs/square-payments-processing)

# Compare Clover vs Square Virtual Terminal

Canonical: https://www.capterra.com.au/compare/166759/190305/clover/vs/square-payments-processing

> Detailed comparison between Clover and Square Virtual Terminal. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Clover | Square Virtual Terminal |
| **Overall rating** | 3.8/5 | 4.7/5 |
| **Total Reviews** | 570 | 36 |
| **Starting Price** | - | - |
| **Free Trial** | Yes | - |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Windows (On-Premise), Linux (On-Premise), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat |
| **Training** | Live Online, Webinars, Documentation, Videos | In Person, Documentation |

## Best for

### Clover

Clover serves small to midsize businesses, including but not limited to quick-service restaurants, full-service restaurants, boutique retailers, service business and those looking to accept payments

### Square Virtual Terminal

From a one-person shop just starting out, to an enterprise scaling their operations, Square works for every type of business.

## Key features

### Clover

- API
- Activity Dashboard
- Billing & Invoicing
- Credit Card Processing
- Customizable Reports
- Data Security
- Electronic Payments
- Point of Sale (POS)
- Pricing Management
- Product Catalog
- Real-Time Reporting
- Receipt Management
- Reporting & Statistics
- Reporting/Analytics
- Sales Reports
- Scheduling
- Third-Party Integrations
- Transaction History

### Square Virtual Terminal

- API
- Activity Dashboard
- Billing & Invoicing
- Credit Card Processing
- Data Security
- Electronic Payments
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Real-Time Reporting
- Receipt Management
- Reporting & Statistics
- Reporting/Analytics
- Sales Reports
- Third-Party Integrations
- Transaction History

## Links

- [View Clover Profile](https://www.capterra.com.au/software/166759/clover)
- [View Square Virtual Terminal Profile](https://www.capterra.com.au/software/190305/square-payments-processing)
- [View Original Comparison](https://www.capterra.com.au/compare/166759/190305/clover/vs/square-payments-processing)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Clover vs Square Virtual Terminal Comparison - Capterra Australia 2026","description":"Compare Clover vs Square Virtual Terminal to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.","url":"https://www.capterra.com.au/compare/166759/190305/clover/vs/square-payments-processing","about":[{"@id":"https://www.capterra.com.au/software/166759/clover#software"},{"@id":"https://www.capterra.com.au/software/190305/square-payments-processing#software"}],"breadcrumb":{"@id":"https://www.capterra.com.au/compare/166759/190305/clover/vs/square-payments-processing#breadcrumblist"},"@id":"https://www.capterra.com.au/compare/166759/190305/clover/vs/square-payments-processing#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.com.au/#website"},"publisher":{"@id":"https://www.capterra.com.au/#organization"},"inLanguage":"en-AU"},{"name":"Clover","description":"Clover is a cloud-based point-of-sale (POS) and payments system that integrates the functions of a cash register, card payment terminal, and more. It's built-in capabilities allow users to simplify daily tasks, streamline transactions, engage customers, and accept payments.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/36870cb3-e571-4259-a521-666ea3a67ae8.png","url":"https://www.capterra.com.au/software/166759/clover","@id":"https://www.capterra.com.au/software/166759/clover#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":3.8,"bestRating":5,"ratingCount":570},"operatingSystem":"Cloud, Apple, Windows, Windows on premise, Linux on premise, Android, Platform ios, Platform ipad"},{"name":"Square Virtual Terminal","description":"Accept every way your customers want to pay with Square Payments. Get a free magstripe reader to swipe credit cards anywhere. Take chip cards and NFC payments with Square Reader for contactless and chip. With Square's credit card processing, you can accept all major cards and get deposits as fast as the next business day. We offer chargeback protection, fraud detection, account takeover protection, and more, so you can focus on your customers. Its free to sign up easy to set up.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/0a18e53d-aa2c-49a5-84f5-1102811ae78e.png","url":"https://www.capterra.com.au/software/190305/square-payments-processing","@id":"https://www.capterra.com.au/software/190305/square-payments-processing#software","@type":"SoftwareApplication","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.7,"bestRating":5,"ratingCount":36},"operatingSystem":"Cloud"},{"@id":"https://www.capterra.com.au/compare/166759/190305/clover/vs/square-payments-processing#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Liquor Store POS Software","position":2,"item":"/directory/32577/liquor-store-pos/software","@type":"ListItem"},{"name":"Clover vs Square Virtual Terminal","position":3,"item":"https://www.capterra.com.au/compare/166759/190305/clover/vs/square-payments-processing","@type":"ListItem"}]}]}
</script>