---
description: Compare Zoho Billing vs Xero to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Zoho Billing vs Xero Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Recurring Billing Software](/directory/30927/recurring-billing/software) > [Zoho Billing \<span\>vs\</span\> Xero](https://www.capterra.com.au/compare/162429/169561/zoho-subscriptions/vs/xero)

# Compare Zoho Billing vs Xero

Canonical: https://www.capterra.com.au/compare/162429/169561/zoho-subscriptions/vs/xero

> Detailed comparison between Zoho Billing and Xero. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Zoho Billing | Xero |
| **Overall rating** | 4.5/5 | 4.4/5 |
| **Total Reviews** | 105 | 3273 |
| **Starting Price** | USD 29.00 | $3.50 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Windows (On-Premise), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, 24/7 (Live rep), Chat |
| **Training** | Live Online, Webinars, Documentation, Videos | In Person, Live Online, Webinars, Documentation, Videos |

## Best for

### Zoho Billing

Software for SMEs (Consultants, Digital Media, SaaS, Subscription Industry, Healthcare, Service providers, Publishing, IoT) and mid and large-sized businesses

### Xero

Xero is an accounting software that caters to small businesses across multiple sectors, such as agriculture, construction, education, healthcare, hospitality, and more.

## Key features

### Zoho Billing

- ACH Payment Processing
- API
- Accounting
- Activity Tracking
- Billing & Invoicing
- Customer Database
- Customisable Branding
- Customizable Reports
- Discount Management
- Email Management
- Hourly Billing
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Project Billing
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Status Tracking

### Xero

- ACH Payment Processing
- API
- Accounting
- Activity Tracking
- Billing & Invoicing
- Customer Database
- Customisable Branding
- Customizable Reports
- Discount Management
- Email Management
- Hourly Billing
- Invoice Management
- Multi-Currency
- Online Invoicing
- Partial Payments
- Project Billing
- Real-Time Data
- Real-Time Reporting
- Receipt Management
- Status Tracking

## Links

- [View Zoho Billing Profile](https://www.capterra.com.au/software/162429/zoho-subscriptions)
- [View Xero Profile](https://www.capterra.com.au/software/169561/xero)
- [View Original Comparison](https://www.capterra.com.au/compare/162429/169561/zoho-subscriptions/vs/xero)

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