---
description: Compare Stax vs Merchant One to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Stax vs Merchant One Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Billing and Invoicing Software](/directory/30015/billing-and-invoicing/software) > [Stax \<span\>vs\</span\> Merchant One](https://www.capterra.com.au/compare/157492/175182/fattmerchant-payments-online/vs/perka)

# Compare Stax vs Merchant One

Canonical: https://www.capterra.com.au/compare/157492/175182/fattmerchant-payments-online/vs/perka

> Detailed comparison between Stax and Merchant One. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Stax | Merchant One |
| **Overall rating** | 4.1/5 | 1.0/5 |
| **Total Reviews** | 130 | 5 |
| **Starting Price** | USD 99.00 | USD 1.00 |
| **Free Trial** | No | Yes |
| **Free Version** | No | No |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based, Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, Knowledge Base, Phone Support, 24/7 (Live rep), Chat | 24/7 (Live rep), Chat |
| **Training** | Live Online, Webinars, Documentation, Videos | In Person, Live Online, Documentation |

## Best for

### Stax

Smalls Business Owners &#10;Franchises &#10;Chains &#10;Restaurants &#10;Bars &#10;Retail Stores &#10;E-commerce&#10;Professional Services &#10;Legal &#10;Hotels/Hospitality&#10;Healthcare&#10;Salon and Spa&#10;Health and Fitness

### Merchant One

Merchant One serves any US business looking to accept debit and credit card transactions.

## Key features

### Stax

- ACH Payment Processing
- Contactless NFC
- Credit Card Processing
- Customizable Reports
- Debit/Credit Card Processing
- Discount Management
- Electronic Signature
- In-Person Payments
- Mobile Card Reader
- Mobile Payments
- Online Invoicing
- Online Payments
- PCI Compliance
- Payment Links
- Point of Sale (POS)
- Real-Time Data
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics
- Transaction Monitoring

### Merchant One

- ACH Payment Processing
- Contactless NFC
- Credit Card Processing
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Mobile Card Reader
- Mobile Payments
- Online Payments
- PCI Compliance
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reporting/Analytics

## Links

- [View Stax Profile](https://www.capterra.com.au/software/157492/fattmerchant-payments-online)
- [View Merchant One Profile](https://www.capterra.com.au/software/175182/perka)
- [View Original Comparison](https://www.capterra.com.au/compare/157492/175182/fattmerchant-payments-online/vs/perka)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Stax vs Merchant One Comparison - Capterra Australia 2026","description":"Compare Stax vs Merchant One to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.","url":"https://www.capterra.com.au/compare/157492/175182/fattmerchant-payments-online/vs/perka","about":[{"@id":"https://www.capterra.com.au/software/157492/fattmerchant-payments-online#software"},{"@id":"https://www.capterra.com.au/software/175182/perka#software"}],"breadcrumb":{"@id":"https://www.capterra.com.au/compare/157492/175182/fattmerchant-payments-online/vs/perka#breadcrumblist"},"@type":["WebPage","CollectionPage"],"@id":"https://www.capterra.com.au/compare/157492/175182/fattmerchant-payments-online/vs/perka#webpage","isPartOf":{"@id":"https://www.capterra.com.au/#website"},"publisher":{"@id":"https://www.capterra.com.au/#organization"},"inLanguage":"en-AU"},{"name":"Stax","description":"Stax is an all-in-one payment technology platform built for businesses that have outgrown flat-rate processors. With subscription-based pricing and 0% markup on direct-cost interchange, Stax saves businesses up to 40% on payment processing fees — no hidden costs, no percentage markups. \n\nThe platform includes Stax Pay for in-person, online, and mobile payment acceptance; Stax Bill for automated recurring billing and invoicing; CardX for compliant credit card surcharging; and Stax Connect, an embedded payments solution that enables SaaS companies and ISVs to integrate full-stack payment processing directly into their software. \n\nAs an end-to-end processor, Stax handles the entire transaction lifecycle in-house — from authorization to settlement — giving businesses and software platforms more control, better economics, and dedicated support. Over 30,000 businesses trust Stax to process more than $30 billion in payments.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/0e2372e7-cef4-4a64-80b7-26d841e6ec51.png","url":"https://www.capterra.com.au/software/157492/fattmerchant-payments-online","@type":"SoftwareApplication","@id":"https://www.capterra.com.au/software/157492/fattmerchant-payments-online#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":4.1,"bestRating":5,"ratingCount":130},"offers":{"price":"99","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Apple, Windows, Android, Platform ios, Platform ipad"},{"name":"Merchant One","description":"Merchant One is a direct processor that proudly serves over 100,000 merchants across the country. We handle everything in-house, and we are available 24 hours a day 7 days a week. We pride ourselves on providing best-in-industry merchant services and solutions for an extremely diverse customer base. This allows us to have the expertise needed to grow your business, from your first brick and mortar, to your international ecommerce shop. Give us a call and receive a free terminal to get started!","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/6328a742-59f7-4a20-a4c1-3948c7397c15.png","url":"https://www.capterra.com.au/software/175182/perka","@type":"SoftwareApplication","@id":"https://www.capterra.com.au/software/175182/perka#software","applicationCategory":"BusinessApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"aggregateRating":{"@type":"AggregateRating","ratingValue":1.0,"bestRating":5,"ratingCount":5},"offers":{"price":"1","@type":"Offer","priceCurrency":"USD"},"operatingSystem":"Cloud, Windows, Android, Platform ios, Platform ipad"},{"@type":"BreadcrumbList","@id":"https://www.capterra.com.au/compare/157492/175182/fattmerchant-payments-online/vs/perka#breadcrumblist","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Billing and Invoicing Software","position":2,"item":"/directory/30015/billing-and-invoicing/software","@type":"ListItem"},{"name":"Stax vs Merchant One","position":3,"item":"https://www.capterra.com.au/compare/157492/175182/fattmerchant-payments-online/vs/perka","@type":"ListItem"}]}]}
</script>