---
description: Compare QuickBooks Online vs Penny to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: QuickBooks Online vs Penny Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Financial Management Software](/directory/31136/financial-management/software) > [QuickBooks Online \<span\>vs\</span\> Penny](https://www.capterra.com.au/compare/141374/160900/quickbooks-online/vs/penny)

# Compare QuickBooks Online vs Penny

Canonical: https://www.capterra.com.au/compare/141374/160900/quickbooks-online/vs/penny

> Detailed comparison between QuickBooks Online and Penny. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | QuickBooks Online | Penny |
| **Overall rating** | 4.3/5 | 4.1/5 |
| **Total Reviews** | 8393 | 10 |
| **Starting Price** | $25.00 | - |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) | Cloud, SaaS, Web-based |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep) | 24/7 (Live rep) |
| **Training** | Live Online, Webinars, Documentation, Videos | Live Online, Documentation |

## Best for

### QuickBooks Online

QuickBooks Online is used by freelancers, accountants, bookkeepers, CFOs, financial managers, contractors, retailers, professional service providers, nonprofits, and charities.

### Penny

Small to medium sized businesses with between 5-250 employees.

## Key features

### QuickBooks Online

- API
- Activity Dashboard
- Approval Process Control
- Asset Tracking
- Cash Flow Management
- Customizable Reports
- Data Import/Export
- Document Templates
- Financial Aid Management
- For Religious Organizations
- Fund Management
- Hourly Billing
- Mobile Payments
- Mobile Receipt Upload
- Online Payments
- PCI Compliance
- Partial Payments
- Receipt Management
- Scheduling
- Transaction Tracking

### Penny

- API
- Activity Dashboard
- Approval Process Control
- Data Import/Export
- Mobile Payments
- Mobile Receipt Upload
- Online Payments
- PCI Compliance
- Receipt Management

## Links

- [View QuickBooks Online Profile](https://www.capterra.com.au/software/141374/quickbooks-online)
- [View Penny Profile](https://www.capterra.com.au/software/160900/penny)
- [View Original Comparison](https://www.capterra.com.au/compare/141374/160900/quickbooks-online/vs/penny)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"QuickBooks Online vs Penny Comparison - Capterra Australia 2026","description":"Compare QuickBooks Online vs Penny to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.","url":"https://www.capterra.com.au/compare/141374/160900/quickbooks-online/vs/penny","about":[{"@id":"https://www.capterra.com.au/software/141374/quickbooks-online#software"},{"@id":"https://www.capterra.com.au/software/160900/penny#software"}],"breadcrumb":{"@id":"https://www.capterra.com.au/compare/141374/160900/quickbooks-online/vs/penny#breadcrumblist"},"@id":"https://www.capterra.com.au/compare/141374/160900/quickbooks-online/vs/penny#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.com.au/#website"},"inLanguage":"en-AU","publisher":{"@id":"https://www.capterra.com.au/#organization"}},{"name":"QuickBooks Online","description":"QuickBooks Online is a small business accounting software and app that allows you to manage your business anywhere, anytime. Used by over 7 million customers globally, QuickBooks provides smart tools for your business, yet is easy to use. You can organise your books, manage expenses, send invoices, track inventory, and even run payroll. With QuickBooks Online, you can get organised, save time, and even get paid fast by adding payment features. Best of all, you can try it for free for 30 days.\n\nBuy now and save 50% off the first 3 months, or 50% off for the first year! Limited-time offer, only with QuickBooks Online Australia.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/eab00ece-ceaa-4772-bcbe-fa65dee1d0af.png","url":"https://www.capterra.com.au/software/141374/quickbooks-online","@id":"https://www.capterra.com.au/software/141374/quickbooks-online#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.3,"bestRating":5,"ratingCount":8393},"offers":{"price":"25","@type":"Offer","priceCurrency":"AUD"},"operatingSystem":"Cloud, Apple, Windows, Android, Platform ios, Platform ipad"},{"name":"Penny","description":"Penny Inc is an expense management system created for small to medium businesses. A reloadable debit MasterCard is integrated with an expense management app, enabling you to automate your business expenses.\nBusiness owners gain real-time insight into employee spend, containing budgets and reducing leakage. Penny Inc integrates with most major cloud accounting systems for seamless account reconciliation. No more manual spreadsheets, reimbursement claims, lost receipts, and unauthorized spend.","url":"https://www.capterra.com.au/software/160900/penny","@id":"https://www.capterra.com.au/software/160900/penny#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.1,"bestRating":5,"ratingCount":10},"operatingSystem":"Cloud"},{"@id":"https://www.capterra.com.au/compare/141374/160900/quickbooks-online/vs/penny#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Financial Management Software","position":2,"item":"/directory/31136/financial-management/software","@type":"ListItem"},{"name":"QuickBooks Online vs Penny","position":3,"item":"https://www.capterra.com.au/compare/141374/160900/quickbooks-online/vs/penny","@type":"ListItem"}]}]}
</script>
