---
description: Compare Co B I S Microfinance Software vs Qonto to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Co B I S Microfinance Software vs Qonto Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Banking Software](/directory/20008/banking-systems/software) > [Co B I S Microfinance Software \<span\>vs\</span\> Qonto](https://www.capterra.com.au/compare/137656/173384/cobis-microfinance-software/vs/qonto)

# Compare Co B I S Microfinance Software vs Qonto

Canonical: https://www.capterra.com.au/compare/137656/173384/cobis-microfinance-software/vs/qonto

> Detailed comparison between Co B I S Microfinance Software and Qonto. Check ratings, reviews, pricing, and features to make the best decision for your business.

-----

## At a Glance

| Metric | Co B I S Microfinance Software | Qonto |
| **Overall rating** | 4.6/5 | 4.5/5 |
| **Total Reviews** | 10 | 240 |
| **Starting Price** | - | EUR 9.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Windows (Desktop) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | 24/7 (Live rep), Chat | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | Live Online | Live Online, Documentation, Videos |

## Best for

### Co B I S Microfinance Software

Designed for microfinance institutions, village banks, MDIs, investment businesses, and SACCOs.

### Qonto

SMEs, Freelancers, Micro-enterprises, Company creators, Non-profits

## Key features

### Co B I S Microfinance Software

- ATM Management
- Accounting
- Contact Database
- Core Banking
- Corporate Banking
- Credit Union
- Financial Management
- Investment Banking
- Multi-Currency
- Online Banking
- Private Banking
- Retail Banking
- Securities Management
- Transaction Monitoring

### Qonto

- API
- ATM Management
- Accounting
- Cash Flow Management
- Core Banking
- Corporate Banking
- Financial Management
- Investment Banking
- Invoice Management
- Monitoring
- Multi-Currency
- Online Banking
- Real-Time Data
- Secure Login
- Securities Management
- Transaction Monitoring

## Links

- [View Co B I S Microfinance Software Profile](https://www.capterra.com.au/software/137656/cobis-microfinance-software)
- [View Qonto Profile](https://www.capterra.com.au/software/173384/qonto)
- [View Original Comparison](https://www.capterra.com.au/compare/137656/173384/cobis-microfinance-software/vs/qonto)

-----

## Structured Data

<script type="application/ld+json">
  {"@context":"https://schema.org","@graph":[{"name":"Co B I S Microfinance Software vs Qonto Comparison - Capterra Australia 2026","description":"Compare Co B I S Microfinance Software vs Qonto to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.","url":"https://www.capterra.com.au/compare/137656/173384/cobis-microfinance-software/vs/qonto","about":[{"@id":"https://www.capterra.com.au/software/137656/cobis-microfinance-software#software"},{"@id":"https://www.capterra.com.au/software/173384/qonto#software"}],"breadcrumb":{"@id":"https://www.capterra.com.au/compare/137656/173384/cobis-microfinance-software/vs/qonto#breadcrumblist"},"@id":"https://www.capterra.com.au/compare/137656/173384/cobis-microfinance-software/vs/qonto#webpage","@type":["WebPage","CollectionPage"],"isPartOf":{"@id":"https://www.capterra.com.au/#website"},"inLanguage":"en-AU","publisher":{"@id":"https://www.capterra.com.au/#organization"}},{"name":"Co B I S Microfinance Software","description":"Co B I S is a microfinance software that provides banking functionality, financial reporting, and management for financial institutions. The software improves productivity and customer satisfaction with features like customer management, savings and loan account modules, automated loan recovery, accounting, and reporting.","url":"https://www.capterra.com.au/software/137656/cobis-microfinance-software","@id":"https://www.capterra.com.au/software/137656/cobis-microfinance-software#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.6,"bestRating":5,"ratingCount":10},"operatingSystem":"Cloud, Windows"},{"name":"Qonto","description":"Qonto makes day-to-day banking easier for SMEs and freelancers, thanks to an online business account combined with invoicing, bookkeeping, and spend management tools. With an innovative product, highly responsive 7/7 customer service, and clear pricing, Qonto has become the European leader in its category. Qonto is a powerful Business Account for your everyday banking needs. It offers local IBANs (🇫🇷 French / 🇩🇪 German / 🇮🇹 Italian / 🇪🇸 Spanish). \n\nYou can use payment cards to spend up to €200,000/month with no hidden costs, allowing you to pay online, in-store, and abroad. \n\nTransfers come with flexible payment methods, and transactions include unlimited history and real-time notifications. \n\nFinancing is made easy with access to integrated financing options. \n\nLeverage our financial tools, including invoice management, spend management, and bookkeeping.","image":"https://gdm-catalog-fmapi-prod.imgix.net/ProductScreenshot/68988ed9-16d9-482b-88a2-8bb70512e4d4.png","url":"https://www.capterra.com.au/software/173384/qonto","@id":"https://www.capterra.com.au/software/173384/qonto#software","@type":"SoftwareApplication","publisher":{"@id":"https://www.capterra.com.au/#organization"},"applicationCategory":"BusinessApplication","aggregateRating":{"@type":"AggregateRating","ratingValue":4.5,"bestRating":5,"ratingCount":240},"offers":{"price":"9","@type":"Offer","priceCurrency":"EUR"},"operatingSystem":"Cloud, Apple, Windows, Linux, Windows on premise, Linux on premise, Chrome, Android, Platform ios, Platform ipad"},{"@id":"https://www.capterra.com.au/compare/137656/173384/cobis-microfinance-software/vs/qonto#breadcrumblist","@type":"BreadcrumbList","itemListElement":[{"name":"Home","position":1,"item":"/","@type":"ListItem"},{"name":"Banking Software","position":2,"item":"/directory/20008/banking-systems/software","@type":"ListItem"},{"name":"Co B I S Microfinance Software vs Qonto","position":3,"item":"https://www.capterra.com.au/compare/137656/173384/cobis-microfinance-software/vs/qonto","@type":"ListItem"}]}]}
</script>