---
description: Compare Online Payment Software vs Square Payments to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Online Payment Software vs Square Payments Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Payment Processing Software](/directory/30232/payment-processing/software) > [Online Payment Software \<span\>vs\</span\> Square Payments](https://www.capterra.com.au/compare/129952/170278/online-payment-software/vs/square-payments-processing)

# Compare Online Payment Software vs Square Payments

Canonical: https://www.capterra.com.au/compare/129952/170278/online-payment-software/vs/square-payments-processing

> Detailed comparison between Online Payment Software and Square Payments. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Online Payment Software | Square Payments |
| **Overall rating** | 4.8/5 | 4.7/5 |
| **Total Reviews** | 30 | 2672 |
| **Starting Price** | USD 19.95 | - |
| **Free Trial** | - | No |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based | Cloud, SaaS, Web-based, Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | - | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, Chat |
| **Training** | Webinars | In Person, Documentation, Videos |

## Best for

### Online Payment Software

Designed for businesses of all sizes, it helps admins accept recurring payments, create custom web pages for event registrations, and review transaction history.

### Square Payments

Square Payments is used by restaurants, retail stores, beauty salons, service providers, food trucks, contractors, nonprofits, and franchises.

## Key features

### Online Payment Software

- ACH Payment Processing
- Billing & Invoicing
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Mobile Payments
- Online Payments
- Recurring/Subscription Billing
- Reporting/Analytics

### Square Payments

- ACH Payment Processing
- API
- Billing & Invoicing
- CRM
- Customer Database
- Debit/Credit Card Processing
- Electronic Signature
- In-Person Payments
- Invoice Management
- Mobile Payments
- Online Payments
- Partial Payments
- Payment Fraud Prevention
- Payment Links
- Point of Sale (POS)
- Receipt Management
- Recurring/Subscription Billing
- Reminders
- Reporting/Analytics
- SSL Security

## Links

- [View Online Payment Software Profile](https://www.capterra.com.au/software/129952/online-payment-software)
- [View Square Payments Profile](https://www.capterra.com.au/software/170278/square-payments-processing)
- [View Original Comparison](https://www.capterra.com.au/compare/129952/170278/online-payment-software/vs/square-payments-processing)

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