---
description: Compare Backbase vs Qonto to learn about each of the product's price, benefits and disadvantages. Choose the best software for your business in Australia.
image: https://gdm-localsites-assets-gfprod.imgix.net/images/capterra/og_logo-e5a8c001ed0bd1bb922639230fcea71a.png?auto=format%2Cenhance%2Ccompress
title: Backbase vs Qonto Comparison - Capterra Australia 2026
---

Breadcrumb: [Home](/) > [Mobile Banking Software](/directory/10063/mobile-banking/software) > [Backbase \<span\>vs\</span\> Qonto](https://www.capterra.com.au/compare/107196/173384/backbase-cxp/vs/qonto)

# Compare Backbase vs Qonto

Canonical: https://www.capterra.com.au/compare/107196/173384/backbase-cxp/vs/qonto

> Detailed comparison between Backbase and Qonto. Check ratings, reviews, pricing, and features to make the best decision for your business.

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## At a Glance

| Metric | Backbase | Qonto |
| **Overall rating** | 4.6/5 | 4.5/5 |
| **Total Reviews** | 5 | 241 |
| **Starting Price** | - | EUR 9.00 |
| **Free Trial** | Yes | Yes |
| **Free Version** | No | Yes |
| **Deployment** | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Windows (On-Premise) | Cloud, SaaS, Web-based, Mac (Desktop), Windows (Desktop), Linux (Desktop), Windows (On-Premise), Linux (On-Premise), Chromebook (Desktop), Android (Mobile), iPhone (Mobile), iPad (Mobile) |
| **Support** | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support | Email/Help Desk, FAQs/Forum, Knowledge Base, Phone Support, 24/7 (Live rep), Chat |
| **Training** | In Person, Live Online, Webinars, Documentation, Videos | Live Online, Documentation, Videos |

## Best for

### Backbase

Designed to assist financial institutions dealing with retail, corporate, SME, and wealth management with onboarding, loans, etc.

### Qonto

SMEs, Freelancers, Micro-enterprises, Company creators, Non-profits

## Key features

### Backbase

- API
- Activity Dashboard
- Chat/Messaging
- Compliance Management
- Core Banking
- Credit Card Management
- Customer Experience Management
- Customizable Reports
- Live Chat
- Single Sign On
- Transaction History
- Transaction Monitoring
- Two-Factor Authentication
- User Management

### Qonto

- API
- Accounting
- Activity Dashboard
- Cash Flow Management
- Compliance Management
- Core Banking
- Customer Experience Management
- Monitoring
- Multi-Currency
- Real-Time Data
- Secure Login
- Transaction History
- Transaction Monitoring
- Two-Factor Authentication
- User Management

## Links

- [View Backbase Profile](https://www.capterra.com.au/software/107196/backbase-cxp)
- [View Qonto Profile](https://www.capterra.com.au/software/173384/qonto)
- [View Original Comparison](https://www.capterra.com.au/compare/107196/173384/backbase-cxp/vs/qonto)

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